Macon County property record for 146 McCoy Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 1953 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,108 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6592683275 |
| Primary APN | 6592683275 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Heated Area |
| 1st Floor Area | 1,820 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 90,169 sqft (2.07 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 308 sqft |
| Deck Area | 72 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 51346 |
|---|---|
| Street Address | 146 MCCOY RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MCCOY RD TR 1 SPLIT 11295 |
| Legal Tract | 1 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 970600 |
146 McCoy Rd is owned and occupied by an individual.
Source: Macon County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 MCCOY RD, FRANKLIN, NC 28734-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK |
| Feb 23, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 146 MCCOY RD, FRANKLIN, NC 28734-4821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00V37/2440 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | V-37/2440 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Feb 23, 2021 |
| Property Address | 146 MCCOY RD, FRANKLIN, NC 28734-4821 |
| Document Number | 00Q40/2159 |
| Book / Page | Q-40 / 2159 |
| Map Reference | MB 5 CARD 11295 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021001685 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $104.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 MCCOY RD, 146, FRANKLIN, NC 28734-4821 |
| Name | Verified Name |
|---|---|
| Address | 16102 VINE CLIFF AVE, HUDSON, FL 34667-7521 |
The 2026 property tax bill for 146 McCoy Rd was $1,108.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,108.00 | $305,250 Land $56,370 Building $248,880 | $305,250 Land $56,370 Building $248,880 |
| 2025 | $1,108.00 | ||
| 2023 | $1,096.00 | $290,150 Land $56,370 Building $233,780 | $290,150 Land $56,370 Building $233,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 McCoy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 McCoy Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
5G and 4G LTE (outdoors only)
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