146 Masters St, Erwin, TN 37650 Property Records

Unicoi County property record for 146 Masters St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 1946
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Aug 2024)
Tax Bill	$739 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`031K-G-013.00`

Property Details

APN / Parcel Number

Primary APN	`031K-G-013.00`
Alternative APNs	`086031K G 01300` `000008533`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	225 ft deep x 104 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	72 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Canopy	72 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	146 MASTERS ST
City	ERWIN
State	TN
Zip	37650-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85X183 IRR TENANTS IN COMMON W/RIGHT OF SURVIVORSHIP
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1059
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 MASTERS ST, ERWIN, TN 37650-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage CLINCHFIELD FCU
Aug 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on Record
Deed Sale	Aug 7, 2024 · Amount on Record
Prior Sale	Sep 27, 1996 · Amount on Record
Deed Document Number	20241360
Deed Book / Page	483 / 291
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	146 MASTERS ST, ERWIN, TN 37650-1959
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	414575
Date	Jul 11, 2018
Book Page	414/575
Instrument	18001284

Lender

Name	CLINCHFIELD FCU
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 8, 2019
Property Address	146 MASTERS ST, ERWIN, TN 37650-1959
Document Number	425399
Book / Page	000425 / 000399
Instrument Date	Aug 8, 2019
Instrument	1528
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 CATAWBA ST ERWIN TN 376501106, ERWIN, TN 37650-1106

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$739.00	$28,300 (-) Land $5,800 Building $22,500	$113,200 (-) Land $23,200 Building $90,000
2024	$739.00
2023		$28,300 Land $5,800 Building $22,500
2022			$113,200 Land $23,200 Building $90,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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