146 Markum Ln, Spencer, TN 38585 Property Records

Van Buren County property record for 146 Markum Ln, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,102 sqft · built 1979
Lot Size	5.49 acres (239,144 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Aug 2003)
Tax Bill	$703 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`088048 02604`

Property Details

APN / Parcel Number

Primary APN	`088048 02604`
Alternative APN	`048 02604`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,102 sqft Living Area
1st Floor Area	1,742 sqft
Upper Floors Area	360 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	239,144 sqft (5.49 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	108 sqft
Patio Area	228 sqft
Shed	1 Shed
Shed Area	144 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	146 MARKUM LN
City	SPENCER
State	TN
Zip	38585-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R04
Jurisdiction	VAN BUREN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2073
Census Tract	925000

Owner

Source: Van Buren County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 MARKUM LN, SPENCER, TN 38585-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
May 31, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF MIDDLE TENNESSEE
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2003 · Amount on Record
Deed Sale	Aug 22, 2003 · Amount on Record
Deed Book / Page	2 / 32
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Recording Date	May 26, 2026
Property Address	146 MARKUM LN, SPENCER, TN 38585-4211
Document Number	0000000648
Book / Page	148 / 430
Instrument Date	May 15, 2026
Instrument	2026648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MARKUM LN, SPENCER, TN 38585-4211

Mortgage

Document Number	0000000648,
Date	May 26, 2026
Book Page	148/430
Instrument	2026648

Lender

Name	CITIZENS TRI-COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	146 MARKUM LN, SPENCER, TN 38585-4211
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00RB84/583
Date	May 31, 2016
Book Page	RB84/583
Instrument	16000444

Lender

Name	FIRST NATIONAL BANK OF MIDDLE TENNESSEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	146 MARKUM LN, SPENCER, TN 38585-4211
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MARKUM LN, SPENCER, TN 38585-4211

Mortgage

Document Number	RB113/564
Date	Sep 2, 2021
Book Page	RB113/564
Instrument	21001238

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	PIKEVILLE, TN 37367

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 20, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$703.00	$29,275 (-) Land $5,950 Building $23,325
2024	$703.00	$29,275 (-) Land $5,950 Building $23,325
2023	$703.00	$29,275 (-) Land $5,950 Building $23,325
2022	$703.00	$29,275 Land $5,950 Building $23,325	$117,100 (-) Land $23,800 Building $93,300
2021			$117,100 Land $23,800 Building $93,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL CREEK FALLS U.D. serves 5,434 people · EPA ID TN0000552
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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