146 Mariners Way, Cambridge, MD 21613 Property Records

Dorchester County property record for 146 Mariners Way, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 2023
Lot Size	0.24 acres (10,434 sqft)
Owner	Individual Name on Record
Last Sale	$272,670 (Jun 2023)
Tax Bill	$4,247 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-220383`

Property Details

APN / Parcel Number

Primary APN	`07-220383`
Alternative APN	`220383`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,434 sqft (0.24 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220383
Street Address	146 MARINERS WAY
City	CAMBRIDGE
State	MD
Zip	21613-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14-10,434 SQ FT S/S MARINERS WAY WATERFORD ESTATES
Legal Subdivision	MARINERS WAY WATERFORD ESTATES
Legal Lot Number	14
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 28, 2023	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Mar 28, 2023 · Amount on Record
Deed Book / Page	1818 / 345
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 28, 2023
Property Address	146 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0018180345
Book / Page	1818 / 345
Map Reference	MB 52 PG 63-81
Instrument Date	Jun 20, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$681.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	146 MARINERS WAY, CAMBRIDGE, MD 21613-3060

Mortgage

Document Number	0001818351
Date	Jun 28, 2023
Instrument	1818-351

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 28, 2023
Property Address	146 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0018020255
Book / Page	1802 / 255
Map Reference	MB 52 PG 63-81
Instrument Date	Mar 21, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$176.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,247.00 (+4.61%) Homeowner's exemption	$244,100 (+24.9%)	$276,900 (+21.61%) Land $31,600 Building $245,300
2025	$4,060.00 (+12.4%) Homeowner's exemption
2023	$3,612.00 (+2,860.66%)	$195,433 (+1,676.66%)	$227,700 (+1,97%) Land $41,600 Building $186,100
2022	$122.00	$11,000 Land $11,000	$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mariners Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures