Flathead County property record for 146 Main St, Kalispell, MT 59901
| Property Type | Bank, Financial Building |
|---|---|
| Details | 13,604 sqft · built 1956 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Company Name on File |
| Tax Bill | $77,543 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0775038 |
| Primary APN | R0775038 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 13,604 sqft Total Area |
| 1st Floor Area | 6,784 sqft |
| Upper Floors Area | 6,820 sqft |
| Basement Area | 6,784 sqft |
| Finished Basement | 6,784 sqft |
| Elevator | Elevator |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 7,013 sqft (0.161 acres) |
| View / Lot | Major Street/Thoroughfare |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000580862 |
|---|---|
| Street Address | 146 MAIN ST |
| City | KALISPELL |
| State | MT |
| Zip | 59901 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | KAL, S07, T28 N, R21 W, BLOCK 046, LOT 011, LOTS 11 & 12 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 07 |
| Legal Subdivision | KAL |
| Legal Block | 46 |
| Legal Lot Number | 11,12 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Kalispell Main Street Historic District listed 1994 · 26 contributing resources · NRIS 94000904 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
146 Main St, a commercial property, is owned by a company.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 49 COMMONS LOOP, KALISPELL, MT 59901-2679 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 146 Main St was $77,543.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,543.00 | $6,261,600 | |
| 2025 | $6,261,600 Land $468,950 Building $5,792,650 | ||
| 2023 | $75,102.00 | $5,200,900 | $5,200,900 Land $218,300 Building $4,982,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 146 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, MontanaSky Networks, Western Montana CommunityTel.
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