146 Longridge Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 146 Longridge Rd, Murphy, NC 28906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,040 sqft · built 1983
Lot Size0.84 acres (36,590 sqft)
Owner2 Company Names on File
Last Sale$360,000 (Aug 2024)
Tax Bill$1,138 (2025)
Deeds & MortgagesJun 2026 Sale
Nov 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN447900698538000

Property Details

APN / Parcel Number

Primary APN447900698538000
Alternative APNs
  • 48163
  • 63425

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area1,040 sqft Heated Area
Gross Area2,784 sqft
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Finished Basement1,040 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,590 sqft (0.84 acres)
Lot Dimensions183 ft deep x 271 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number63425
Street Address146 LONGRIDGE RD
CityMURPHY
StateNC
Zip28906-6007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 LONG RIDGE EST 1592/698
Legal SubdivisionLONG RIDGE EST
Legal Lot Number16
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1036
Census Tract930604

Owner

Source: Cherokee County records · APN 447900698538000

Assessment roll updated October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address146 LONGRIDGE RD, MURPHY, NC 28906-6007
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Jul 31, 2018Special Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleJul 31, 2018 · Amount on Record
Deed Document Number20244069
Deed Book / Page1762 / 620
Last Transfer DateJun 24, 2026
Transfer Doc0000003258
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 30, 2026
Property Address146 LONGRIDGE RD, MURPHY, NC 28906-6007
Document Number0000003258
Book / Page1804 / 1010
Instrument DateJun 24, 2026
Instrument20263258
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address146 LONGRIDGE RD, MURPHY, NC 28906-6007

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address146 LONGRIDGE RD, MURPHY, NC 28906-6007
Transaction TypeMortgage
Record UpdatedDec 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 LONGRIDGE RD, MURPHY, NC 28906-6007

Mortgage

Document Number001725/393
DateNov 22, 2022
Book Page1725/393
Instrument7376
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 02, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 31, 2018
Property Address146 LONGRIDGE RD, MURPHY, NC 28906-6007
Document Number01592/0698
Book / Page01592 / 0698
Instrument DateJul 30, 2018
Instrument03660
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 SHOALLY PARK CT, 230, SPARTANBURG, SC 29316-5154

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 LONGRIDGE RD, MURPHY, NC 28906-6007
InvestorPossibly a Property Investor

Mortgage

Document Number0000003661
DateJul 31, 2018
Instrument03661
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,138.00$159,930 (+26.9%)$159,930 (+26.9%) Land $9,750 Building $150,180
2023$126,030$126,030 Land $9,750 Building $116,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force
3 of 8 on primary residences

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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