Essex County and Gloucester City property record for 146 Leonard St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,873 sqft · built 1761 |
| Lot Size | 0.474 acres (20,669 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $9,766 (2025) |
| Deeds & Mortgages | May 2021 Transfer Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | GLOU M:0186 B:0001 L:0000 |
| Primary APN | GLOU M:0186 B:0001 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,873 sqft Living Area |
| Gross Area | 3,449 sqft |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1761 |
|---|---|
| Effective Year Built | Effective 1761 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Wood Shingle |
| Lot Area | 20,669 sqft (0.474 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 146 LEONARD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 1 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 146 LEONARD ST, GLOUCESTER, MA 01930-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 14, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 13, 2017 | Deed of Trust, Mortgage CAPE ANN SAVINGS BANK |
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 11, 2021 |
| Transfer Doc | 39875-527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 14, 2021 |
| Property Address | 146 LEONARD ST, GLOUCESTER, MA 01930-1248 |
| Document Number | 39875-527 |
| Book / Page | 39875 / 527 |
| Instrument Date | May 11, 2021 |
| Instrument | 20210514001870 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 LEONARD ST, GLOUCESTER, MA 01930-1248 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 146 LEONARD ST, GLOUCESTER, MA 01930-1248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36325-428 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 36325/428 |
| Instrument | 170 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 146 LEONARD ST, GLOUCESTER, MA 01930-1248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36325-465 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 36325/465 |
| Instrument | 176 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,766.00 (+2.61%) | $1,004,700 (+2.71%) Land $563,600 Building $441,100 | |
| 2024 | $9,518.00 (+6.43%) | $978,200 (+15.83%) Land $537,100 Building $441,100 | $982,110 |
| 2023 | $8,943.00 | $844,500 Land $457,700 Building $386,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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