146 Laurel Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 146 Laurel Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,555 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2014)
Tax Bill	$3,014 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500016632`

Property Details

APN / Parcel Number

Primary APN	`1500016632`
Alternative APN	`01050401 0094 73`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,555 sqft Heated Area
1st Floor Area	1,553 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500016632
Street Address	146 LAUREL DR
City	SPRING LAKE
State	NC
Zip	28390-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20M
Legal Description	LT#73 COOPERS CREEK PH2 0.27AC MAP#2012-48
Legal Subdivision	COOPERS CREEK
Legal Phase	2
Legal Lot Number	73
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1009
Census Tract	71203

Owner

146 Laurel Dr is owned by an individual who acquired it in July 2015.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	126 LAUREL DR, SPRING LAKE, NC 28390-9055
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2014 · Amount on File
Deed Sale	Jun 27, 2014 · Amount on File
Prior Sale	Jul 8, 2013 · Amount on File
Deed Document Number	20148563
Deed Book / Page	3225 / 934
Last Transfer Date	Jul 21, 2015
Transfer Doc	0000010979
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	146 LAUREL DR, SPRING LAKE, NC 28390-9055
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006500
Date	Apr 28, 2020
Book Page	3806/596
Instrument	2020006500

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	Dec 1, 2044

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	146 LAUREL DR, SPRING LAKE, NC 28390-9055
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001825
Date	Jan 26, 2021
Book Page	3929/665
Instrument	2021001825

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 146 Laurel Dr was $3,014.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,014.00	$395,847	$395,847 Land $46,640 Building $349,207
2023	$2,257.00	$309,940	$309,940 Land $45,630 Building $264,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Laurel Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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