146 Laurel Crest Rd, Somerset, PA 15501 Property Records

Somerset County property record for 146 Laurel Crest Rd, Somerset, PA 15501

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 1977
Lot Size	0.933 acres (40,641 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2009)
Tax Bill	$2,645 (2026)
Deeds & Mortgages	Feb 2006 Mortgage Feb 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S42-007-148-006`

Property Details

APN / Parcel Number

Primary APN	`S42-007-148-006`
Alternative APNs	`S42-007-148-06` `420044800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	40,641 sqft (0.933 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	420044800
Street Address	146 LAUREL CREST RD
City	SOMERSET
State	PA
Zip	15501-7262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.933 A 1 STY BR ALUM HO BSMT GAR GRG
Jurisdiction	SOMERSET PA
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2004
Census Tract	20801

Owner

146 Laurel Crest Rd is owned and occupied by an individual who bought it in August 2009.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	146 LAUREL CREST RD, SOMERSET, PA 15501-7262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2006	Deed of Trust, Mortgage · ARM FIRST RESIDENTIAL MORTGAGE NETWORK INC
Feb 20, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CFCU SOMERSET OFFICE
Aug 3, 2009	Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Jul 6, 2006	Special Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2009 · Amount on File
Deed Sale	Aug 3, 2009 · Amount on File
Prior Sale	Jul 6, 2006 · Amount on File
Deed Document Number	20097772
Deed Book / Page	2131 / 506
Record Updated	Sep 20, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	146 LAUREL CREST RD, SOMERSET, PA 15501-7262
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01873/0207
Date	Feb 24, 2006
Book Page	1873/0207
Instrument	2006001773

Lender

Name	FIRST RESIDENTIAL MORTGAGE NETWORK INC
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.8%
Type Change Date	Mar 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.8%
Max Rate At Change	10.3%
Index	6-Month LIBOR
Max Rate	15.8%

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	146 LAUREL CREST RD, SOMERSET, PA 15501-7262
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02443/1029
Date	Feb 20, 2014
Book Page	2443/1029
Instrument	2014001251

Lender

Name	FIRST PEOPLES CFCU SOMERSET OFFICE
Address	SOMERSET, PA 15501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2029

August 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Aug 3, 2009
Property Address	146 LAUREL CREST RD, SOMERSET, PA 15501-7262
Document Number	02131/0506
Book / Page	2131 / 0506
Instrument Date	Jul 30, 2009
Instrument	2009007772
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,538.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WORTHINGTON LN, SOMERSET, PA 15501-4528

Mortgage

Document Number	2009007773
Date	Aug 3, 2009
Instrument	2009007773

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2039

July 2006: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SOMERSET PA
Recording Date	Jul 6, 2006
Property Address	146 LAUREL CREST RD, SOMERSET, PA 15501-7262
Document Number	01900/0449
Book / Page	1900 / 0449
Instrument Date	Jun 28, 2006
Instrument	2006006913
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,188.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 LAUREL CREST RD, SOMERSET, PA 15501-7262
Investor	Possibly a Property Investor

Mortgage

Document Number	2006006915
Date	Jul 6, 2006
Instrument	2006006915

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2021

Mortgage

Document Number	01900/0453
Date	Jul 6, 2006
Book Page	1900/0453
Instrument	2006006914

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jul 1, 2011
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

The 2026 property tax bill for 146 Laurel Crest Rd was $2,645 with a homeowner's exemption.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Somerset Township
Unified School District	Somerset Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,645.00 Homeowner's exemption	$40,970
2024	$2,531.00 (+2.93%)	$40,970 (-)
2023	$2,459.00	$40,970
1998			$81,930 Land $21,730 Building $60,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 146 Laurel Crest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Laurel Crest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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