146 Lamplighter Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 146 Lamplighter Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,455 sqft · built 1988
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on File
Last Sale	$298,000 (Oct 2025)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A850003300`

Property Details

APN / Parcel Number

Primary APN	`A850003300`
Alternative APN	`2-0070-5819-00-0110.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,455 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	648 sqft
Basement Area	538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850003300
Street Address	146 LAMPLIGHTER WAY
City	O FALLON
State	MO
Zip	63368-7323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	VLGS OF PHEASANT PT VLG 1 LOT 110
Legal Subdivision	VLGS OF PHEASANT PT
Legal Lot Number	110
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311124

Owner

146 Lamplighter Way is owner-occupied and held in a trust since October 2025.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Trust Name on File
Mailing Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 16, 2025	Beneficiary Deed, Transfer
Jun 7, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC
Dec 19, 2023	Warranty Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC
Dec 21, 2023	Warranty Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jun 7, 2024 · Amount on File
Deed Document Number	202544097
Prior Transfer Date	Apr 9, 2025
Prior Transfer Doc	0000025307
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2025
Property Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0000044097
Map Reference	MB 24 PG 27
Instrument Date	Sep 30, 2025
Instrument	2025R-044097
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, LEADERS TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 EXPEDITION TRAIL CT, SAINT CHARLES, MO 63303-3363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323

Mortgage

Document Number	0000044098
Date	Oct 3, 2025
Instrument	2025R-044098

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

June 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 16, 2025
Property Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0000025307
Instrument Date	Apr 9, 2025
Instrument	2025R-025307
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CANEBRAKE CT, WENTZVILLE, MO 63385-6014

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 7, 2024
Property Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0000022369
Map Reference	MB 24 PG 37
Instrument Date	Jun 5, 2024
Instrument	2024R-022369
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323

Mortgage

Document Number	0000022370
Date	Jun 7, 2024
Instrument	2024R-022370

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 19, 2023
Property Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0000051282
Map Reference	MB 24 PG 37
Instrument Date	Dec 13, 2023
Instrument	2023R-051282
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 21, 2023
Property Address	146 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0000051837
Map Reference	MB 24 PG 37
Instrument Date	Dec 13, 2023
Instrument	2023R-051837
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 146 Lamplighter Way was $2,701.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,833 (-)	$220,173 (-) Land $50,000 Building $170,173
2025	$2,701.00	$41,833	$220,173 Land $50,000 Building $170,173
2023		$40,243
2022			$211,805 Land $50,000 Building $161,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Lamplighter Way in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Lamplighter Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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