Garrard County property record for 146 Johnson Ave, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · built 1930 |
| Lot Size | 0.108 acres (4,728 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,000 (Jul 2021) |
| Tax Bill | $766 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04A-05-049 |
| Primary APN | 04A-05-049 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,728 sqft (0.108 acres) |
| Sewer | Connected |
|---|
| Account Number | 24506 |
|---|---|
| Street Address | 146 JOHNSON AVE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & PT OF LOT 7 |
| Legal Subdivision | TIMOTHY SCOTT PROPERTY |
| Legal Lot Number | 8-7 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970101 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 JOHNSON AVE, LANCASTER, KY 40444-8075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Deed Document Number | 2021162991 |
| Deed Book / Page | 310 / 851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 21, 2026 |
| Property Address | 146 JOHNSON AVE, LANCASTER, KY 40444-8075 |
| Document Number | 0000215453 |
| Book / Page | 472 / 86 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026215453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 146 JOHNSON AVE, LANCASTER, KY 40444-8075 |
| Document Number | 0000215453, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 472/86 |
| Instrument | 2026215453 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,500 (-) Land $15,000 Building $59,500 | $74,500 (-) Land $15,000 Building $59,500 | |
| 2025 | $766.00 (-0.52%) | $74,500 (-) Land $15,000 Building $59,500 | $74,500 (-) Land $15,000 Building $59,500 |
| 2024 | $770.00 (-2.78%) | $74,500 (-) Land $15,000 Building $59,500 | $74,500 (-) Land $15,000 Building $59,500 |
| 2023 | $792.00 (+391.93%) | $74,500 (+396.67%) Land $15,000 Building $59,500 | $74,500 (+396.67%) Land $15,000 Building $59,500 |
| 2022 | $161.00 | $15,000 Land $10,000 Building $5,000 | $15,000 Land $10,000 Building $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE VILLAGE WATER ASSOCIATION private · serves 6,855 people · EPA ID KY0840587 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Also Mapped Here | GARRARD CO WATER ASSOC INC |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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