146 Jersey St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 146 Jersey St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,040 sqft · built 1970
Lot Size0.041 acres (1,820 sqft)
OwnerCompany Name on File
Last Sale$87,000 (Aug 2015)
Tax Bill$1,628 (2026)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN048946-01.0

Property Details

APN / Parcel Number

Primary APN048946-01.0
Alternative APNs
  • 140010765000010660000000
  • 261400 107.65-1-66

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
1st Floor Area870 sqft
2nd Floor Area1,170 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,820 sqft (0.041 acres)
Lot Dimensions40 ft deep x 45.5 ft wide
Garage TypeAttached
Garage Area50 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number048946-01.0
Street Address146 JERSEY ST
CityROCHESTER
StateNY
Zip14609-7224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0060.00 308 18 04443 PT 3 OSBORNE TR
Legal Block1
Legal Lot Number66.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group3
Census Block3008
Census Tract6000

Owner

146 Jersey St is owned by a company that acquired it in December 2015.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address45 GLENHILL DR, ROCHESTER, NY 14618-3930
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2015 · Amount on File
Deed SaleAug 20, 2015 · Amount on File
Prior SaleDec 16, 2011 · Amount on File
Deed Document Number2015721
Deed Book / Page11580 / 95
Last Transfer DateDec 30, 2015
Transfer Doc0000000802
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address146 JERSEY ST, ROCHESTER, NY 14609-7224
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 GLENHILL DR, ROCHESTER, NY 14618-3930

Mortgage

Document Number0000000823
DateMar 4, 2019
Book Page27941/190
Instrument201903040823
Lender
NameTHE LYONS NATIONAL BANK
TypeBank
AddressGENEVA, NY 14456
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 146 Jersey St was $1,628, down 3.2% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,628.00 (-3.21%)
2025$1,682.00$177,300 Land $4,700 Building $172,600$177,300 Land $4,700 Building $172,600
2023$116,600 Land $2,500 Building $114,100$140,482 Land $3,012 Building $137,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Jersey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 146 Jersey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,064 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Jersey St

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