146 James Ave, Locust, NC 28097 Property Records

Stanly County property record for 146 James Ave, Locust, NC 28097

Property Summary

Property TypeCommercial
Details1,612 sqft · built 2022
Lot Size0.53 acres (23,087 sqft)
OwnerCompany on Record
Last Sale$238,500 (Jun 2021)
Tax Bill$6,400 (2023)
Deeds & MortgagesSep 2021 Line of Credit
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN556504600691

Property Details

APN / Parcel Number

Primary APN556504600691
Alternative APNs
  • 1534394
  • 140269

Interior

Stories1 Story
Building Area1,612 sqft Finished Area

Exterior

Year BuiltBuilt 2022
Lot Area23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1534394
Street Address146 JAMES AVE
CityLOCUST
StateNC
Zip28097-4506
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionBLDG 146 JAMES AVE JEREMIAHS ITALIAN ICE 556504060
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1037
Census Tract930801

Owner

Source: Stanly County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address156 FOREST LAKE CT, NORWOOD, NC 28128-4500
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Jun 16, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Deed Document Number0000174659
Deed Book / Page1746 / 59
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address146 JAMES AVE, LOCUST, NC 28097-4506
Transaction TypeMortgage
Record UpdatedOct 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000438201
DateSep 28, 2021
Book Page1758/1012
Instrument438201
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressSPARTANBURG, SC 29302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueSep 25, 2028

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJun 16, 2021
Property Address146 JAMES AVE, LOCUST, NC 28097-4506
Document Number0000434206
Book / Page1746 / 59
Map ReferenceMBN 28 PG 173
Instrument DateJun 9, 2021
Instrument434206
Transaction TypeTransfer
Record UpdatedOct 3, 2023

Transaction

AmountAmount Recorded
Tax$477.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 S 2ND ST, ALBEMARLE, NC 28001-5702

Transferred To (Grantee/Buyer)

NameVerified Name
Address156 FOREST LAKE CT, NORWOOD, NC 28128-4500

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,400.00$587,214 Land $199,810 Building $387,404$587,214 Land $199,810 Building $387,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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