146 Iris Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 146 Iris Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,008 sqft · built 2024
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$685,500 (Mar 2024)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027972-1210`

Property Details

APN / Parcel Number

Primary APN	`027972-1210`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,008 sqft Living Area
Gross Area	3,761 sqft
1st Floor Area	3,008 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	563 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	146 IRIS CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	114/66-81 SILVER LANDING PHASE 2B LOT 121 OR5908/1763
Legal Subdivision	SILVER LANDING PHASE 2B
Legal Block	1
Legal Lot Number	121
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027972-1210

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2024 · Amount on Record
Deed Sale	Mar 04, 2024 · Amount on Record
Deed Document Number	202415820
Deed Book / Page	5908 / 1763
Record Updated	Jun 08, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 04, 2024
Property Address	146 IRIS CREEK DR, SAINT AUGUSTINE, FL 32092-3588
Document Number	0059081763
Book / Page	5908 / 1763
Map Reference	MB 114 PG 66
Instrument Date	Feb 28, 2024
Instrument	2024015820
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,798.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 IRIS CREEK DR, ST AUGUSTINE, FL 32092-3588

Mortgage

Document Number	0059081767
Date	Mar 04, 2024
Instrument	5908/1767

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,222 (+2.7%)	$623,326 (+5.95%) Land $140,000 Building $483,326
2025	$7,736.00 (+340.05%) Homeowner's exemption	$588,337 (+390.28%)	$588,337 (+390.28%) Land $130,000 Building $458,337
2024	$1,758.00 (+38.53%) Homeowner's exemption	$120,000 (+2%)	$120,000 (+2%) Land $120,000
2023	$1,269.00	$100,000	$100,000 Land $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209084, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 53 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.