146 Howard Ave, Ansonia, CT 06401 Property Records

Ansonia City property record for 146 Howard Ave, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,600 sqft · built 1975
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2021)
Tax Bill	$4,667 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49170`

Property Details

APN / Parcel Number

Primary APN	`49170`
Alternative APN	`ANSO M:031 B:0001 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	49170
Street Address	146 HOWARD AVE
City	ANSONIA
State	CT
Zip	06401-1745
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	1
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	3
Census Block	3015
Census Tract	125300

Owner

146 Howard Ave, a duplex, is owned and occupied by an individual who bought it in July 2021.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	146 HOWARD AVE, ANSONIA, CT 06401-1745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jan 7, 2019	Executor's Deed, Transfer · Stand-Alone First Mortgage FIRST COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Jan 7, 2019 · Amount on File
Deed Document Number	20211819020003
Deed Book / Page	592 / 98
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jul 6, 2021
Property Address	146 HOWARD AVE, ANSONIA, CT 06401-1745
Document Number	0000592-98
Book / Page	592 / 98
Instrument Date	Jun 30, 2021
Instrument	1819020003
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1819030014
Date	Jul 6, 2021
Instrument	1819030014

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ANSONIA CT
Recording Date	Jan 7, 2019
Property Address	146 HOWARD AVE, ANSONIA, CT 06401-1745
Document Number	000565-696
Book / Page	565 / 696
Instrument Date	Dec 15, 2018
Instrument	1714120003
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WILBAR DR, STRATFORD, CT 06614-2201

Mortgage

Document Number	1714130013
Date	Jan 7, 2019
Instrument	1714130013

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 146 Howard Ave was $4,667, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,667.00 (+3.18%)	$158,410 (-) Land $37,380 Building $121,030	$378,457 (+241.3%)
2025	$4,523.00	$158,410 Land $37,380 Building $121,030	$110,887 Land $26,166 Building $84,721
2024	$4,523.00 (+8.8%)
2023	$4,157.00 (+1.37%)	$158,410 (+46%) Land $37,380 Building $121,030
2022	$4,101.00	$108,500 Land $39,100 Building $69,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 146 Howard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Howard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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