Bergen County and Ramsey Borough property record for 146 Hilltop Rd, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 2001 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $685,000 (Apr 2021) |
| Tax Bill | $17,125 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03702-0000-00010 |
| Primary APN | 48-03702-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 146 HILLTOP RD |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LO |
| Legal Description | 0.300AC |
| Legal Block | 3702 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 533 ALBERT ST, WYCKOFF, NJ 07481-2901 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Apr 12, 2021 | Deed, Transfer NOT AVAILABLE, MAIN STREET TTL & SETMNT SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2000 · Amount on Record |
| Deed Document Number | 202153660 |
| Deed Book / Page | 4068 / 1387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 146 HILLTOP RD, RAMSEY, NJ 07446-1386 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0036740569 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 3674/569 |
| Instrument | 20-075598 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 12, 2021 |
| Property Address | 146 HILLTOP RD, RAMSEY, NJ 07446-1386 |
| Document Number | 0040681387 |
| Book / Page | 4068 / 1387 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021053660 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | NOT AVAILABLE, MAIN STREET TTL & SETMNT SVC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,086.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 HILLTOP RD, 146, RAMSEY, NJ 07446-1386 |
| Name | Verified Name |
|---|---|
| Address | 146 HILLTOP RD, RAMSEY, NJ 07446-1386 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $836,600 (+0.59%) Land $305,000 Building $531,600 | $836,600 (+0.59%) Land $305,000 Building $531,600 | |
| 2025 | $17,125.00 (-4.01%) | $831,700 (+31.56%) Land $305,000 Building $526,700 | $831,700 (+31.56%) Land $305,000 Building $526,700 |
| 2024 | $17,841.00 (+7.59%) | ||
| 2023 | $632,200 Land $225,000 Building $407,200 | $632,200 Land $225,000 Building $407,200 | |
| 2022 | $16,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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