Bonner County property record for 146 High Cir Rd, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,012 sqft · built 1992 |
| Lot Size | 5.32 acres (231,739 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,800 (Jan 2010) |
| Tax Bill | $2,042 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP005240000340A |
| Primary APN | RP005240000340A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Finished Area |
| 1st Floor Area | 2,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Rustic |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 231,739 sqft (5.32 acres) |
| Garage Type | Mixed |
| Garage Area | 84 sqft |
| Parking Spaces | 1 Parking Space |
| Pole Barn | 126 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 146 HIGH CIRCLE RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-6301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | 29-57N-3W WRENCOE HEIGHTS #3 LOT 34 - CPWRS |
| Legal Range | 03W |
| Legal Township | 57N |
| Legal Section | 29 |
| Legal Subdivision | CPWRS |
| Legal Lot Number | 34 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950402 |
146 High Cir Rd is owned and occupied by two individuals who acquired it in April 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Apr 14, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 11, 2010 | Intrafamily Transfer, Transfer · Conventional Mortgage PANHANDLE STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2010 · Amount on File |
| Deed Sale | Jan 11, 2010 · Amount on File |
| Deed Document Number | 2010786079 |
| Last Transfer Date | Apr 13, 2026 |
| Transfer Doc | 0001060447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000904709 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 904709 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 0000980919 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 980919 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Apr 14, 2026 |
| Property Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Document Number | 0001060447 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20261060447 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|
| Document Number | 980919 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 980919 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 904709 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 904709 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 11, 2010 |
| Property Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Document Number | 0000786079 |
| Map Reference | MB 3 PG 121 |
| Instrument Date | Jan 5, 2010 |
| Instrument | 786079 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 HIGH CIRCLE RD, SANDPOINT, ID 83864-6301 |
| Document Number | 0000786080 |
|---|---|
| Date | Jan 11, 2010 |
| Instrument | 786080 |
| Name | PANHANDLE STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2040 |
The 2026 property tax bill for 146 High Cir Rd was $2,042 with a homeowner's exemption, up 7.9% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,042.00 (+7.93%) Homeowner's exemption | $614,884 (+4.91%) Land $213,649 Building $401,235 | $614,884 (+4.91%) Land $213,649 Building $401,235 |
| 2025 | $1,892.00 Homeowner's exemption | $586,104 Land $184,869 Building $401,235 | $586,104 Land $184,869 Building $401,235 |
| 2023 | $2,156.00 Homeowner's exemption | $667,370 Land $217,338 Building $450,032 | $667,370 Land $217,338 Building $450,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 High Cir Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 High Cir Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
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