146 Harv Loop, Monterey, TN 38574 Property Records

Putnam County property record for 146 Harv Loop, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2019
Lot Size	4.69 acres (204,732 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`071123 25000`

Property Details

APN / Parcel Number

Primary APN	`071123 25000`
Alternative APN	`123 25000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	2,150 sqft
Basement Area	1,260 sqft
Finished Basement	780 sqft
Unfinished Basement	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	204,732 sqft (4.69 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,612 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	362 sqft
Deck Area	64 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	146 HARV LOOP
City	MONTEREY
State	TN
Zip	38574-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	52
Legal Lot Number	3
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3036
Census Tract	100

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	146 HARV LOOP, MONTEREY, TN 38574-7327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 23, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024
Deed Sale	Jan 31, 2024
Prior Sale	Apr 6, 2015 · Amount on Record
Deed Document Number	0RB1521645
Deed Book / Page	1053 / 258
Prior Transfer Date	Apr 23, 2018
Prior Transfer Doc	0001053258
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	146 HARV LOOP, MONTEREY, TN 38574-7327
Document Number	RB1189526
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 HARV LOOP MONTEREY TN 385747327, MONTEREY, TN 38574-7327

Mortgage

Document Number	RB1189526
Date	Apr 13, 2020
Book Page	001189/000526
Instrument	238491

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 23, 2018
Property Address	146 HARV LOOP, MONTEREY, TN 38574-7327
Document Number	RB1053258
Book / Page	001053 / 000258
Instrument Date	Apr 20, 2018
Instrument	212808
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$101.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2750 ARCHERS MILL RD SUFFOLK VA 234347432, SUFFOLK, VA 23434-7432

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,060.00 (+7.63%)	$77,425 (-) Land $8,375 Building $69,050
2023		$77,425 Land $8,375 Building $69,050
2022	$1,914.00
2021			$309,700 Land $33,500 Building $276,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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