146 Harpswell Rd, Brunswick, ME 04011 Property Records

Cumberland County and Brunswick Town property record for 146 Harpswell Rd, Brunswick, ME 04011

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 1,920 sqft · built 2005
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$208,000 (Dec 2006)
Tax Bill$6,941 (2025)
Deeds & MortgagesJul 2020 Refinance
Dec 2020 Refinance
Flood ZoneZone A (high risk)
APNU40-200-000

Property Details

APN / Parcel Number

Primary APNU40-200-000
Alternative APNs
  • BRUN M:U40 L:200
  • U40200000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,920 sqft Living Area
Gross Area1,960 sqft
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,609 sqft (1.07 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater
Heating FuelOil

Location & Zoning

Account NumberU40200000000
Street Address146 HARPSWELL RD
CityBRUNSWICK
StateME
Zip04011-7813
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeGR3
Legal SubdivisionBAXTER LANE SUB
Legal Lot Number200
JurisdictionBRUNSWICK ME
Township / Civil DivisionBRUNSWICK
Census Block Group3
Census Block3001
Census Tract11203

Owner

146 Harpswell Rd, a duplex, is owned by an individual who bought it in December 2006.

Source: Cumberland County and Brunswick Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address46 MACMILLAN DR, BRUNSWICK, ME 04011-3221
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
INTEGRITY MORTGAGE
Dec 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2006 · Amount on File
Deed SaleDec 13, 2006 · Amount on File
Deed Document Number200681114
Deed Book / Page24656 / 252
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK ME
Property Address146 HARPSWELL RD, BRUNSWICK, ME 04011-7813
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0369640320
DateJul 23, 2020
Book Page36964/320
Instrument42028
Lender
NameINTEGRITY MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2035

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK ME
Property Address146 HARPSWELL RD, BRUNSWICK, ME 04011-7813
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0375220147
DateDec 3, 2020
Book Page37522/147
Instrument79314
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueJan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 146 Harpswell Rd was $6,941, up 19.1% from the year before.

Source: Cumberland County and Brunswick Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionBrunswick Town
Unified School DistrictBrunswick (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,941.00 (+19.12%)$525,000 (+114.9%) Land $118,000 Building $407,000
2024$5,827.00 (+2.41%)$244,300 (-) Land $70,400 Building $173,900
2023$5,690.00 (+8.86%)$244,300 (+1.37%) Land $70,400 Building $173,900
2022$5,227.00$241,000 Land $70,400 Building $170,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 146 Harpswell Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Harpswell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35

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