146 Harbor View Dr, Madison, MS 39110 Property Records

Madison County property record for 146 Harbor View Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	7 ba · 3,342 sqft · built 2007
Lot Size	0.456 acres (19,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$516,040 (Jun 2026)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081A-02-197`

Property Details

APN / Parcel Number

Primary APN	`081A-02-197`
Alternative APNs	`081A-02-197/00.00` `48197`

Interior

Full Baths	7 Baths
Stories	1 Story
Building Area	3,342 sqft Adjusted Area
Gross Area	2,764 sqft
1st Floor Area	2,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,895 sqft (0.456 acres)
Pool Area	679 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	48197
Street Address	146 HARBOR VIEW DR
City	MADISON
State	MS
Zip	39110-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 47 THE SHORES AT CAROLINE PHASE I E@56
Legal Range	01E
Legal Township	08N
Legal Section	02
Legal Subdivision	SHORES AT CAROLINE PHASE 1, THE
Legal Phase	1
Legal Lot Number	47
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	30402

Owner

Source: Madison County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 HARBOR VIEW DR, MADISON, MS 39110-4751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
May 20, 2020	Warranty Deed, Transfer BANCORPSOUTH
Oct 22, 2019	Deed of Trust, Mortgage ARKANSAS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	20261053478
Deed Book / Page	4693 / 458
Prior Transfer Date	Apr 15, 2008
Prior Transfer Doc	0023060474
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 12, 2026
Property Address	146 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	0001053478
Book / Page	4693 / 458
Instrument Date	Jun 11, 2026
Instrument	20261053478
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	COVENANT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	146 HARBOR VIEW DR, MADISON, MS 39110-4751

Mortgage

Document Number	0001053478,
Date	Jun 12, 2026
Book Page	4693/461
Instrument	20261053478

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 20, 2020
Property Address	146 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	0000891419
Book / Page	003854 / 000628
Instrument Date	May 13, 2020
Instrument	891419
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	146 HARBOR VIEW DR MADISON MS 391104751, MADISON, MS 39110-4751

Mortgage

Document Number	891420
Date	May 20, 2020
Book Page	003854/000630
Instrument	891420

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 HARBOR VIEW DR, MADISON, MS 39110-4751
Document Number	0000878604
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 HARBOR VIEW DR MADISON MS 391104751, MADISON, MS 39110-4751

Mortgage

Document Number	0000878604
Date	Oct 28, 2019
Book Page	003780/000685
Instrument	878604

Lender

Name	ARKANSAS CAP
Type	Funding / Finance Company
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2029

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,370.00 Homeowner's exemption	$34,667 (-)	$346,670 (-) Land $50,000 Building $296,670
2024	$3,370.00 (+0.78%)
2023	$3,344.00 Homeowner's exemption	$34,667	$346,670 Land $50,000 Building $296,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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