146 Grassy Gap Loop Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 146 Grassy Gap Loop Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1994
Square Footage3,193 sqft Living Area
Lot Size17,860 sqft (0.41 acres)
Garage456 sqft
Last Sale$905,000 (2022)
Tax Bill$2,459.00 (2025)

Property Details

APN / Parcel Number

Primary APN1940-97-6401-000
Alternative APNs
  • 1784632
  • 1856664

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Building Area3,193 sqft Living Area
1st Floor1,392 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleContemporary Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialWood Shingle Roof
Lot Area17,860 sqft (0.41 acres)
Garage Area456 sqft Garage
Patio Area582 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Account Number1856664
Street Address146 GRASSY GAP LOOP RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8076
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGGGC-H 117
Legal SubdivisionGRASSY GAP HIGH BEECH MOUNTAIN
JurisdictionWATAUGA NC
Minor Civil DivisionLAUREL CREEK
Census Blockgroup1
Census Block1030
Census Tract921000

Owner

Source: Watauga County records · APN 1940-97-6401-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1000 LAKE BOONE TRL, RALEIGH, NC 27607-6715
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2022Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Nov 10, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 08, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 02, 2022 · Amount on Record
Deed SaleDec 02, 2022 · Amount on Record
Deed Doc Number2022726738
Deed Book / Page2310 / 328
Record RefreshedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 02, 2022
Property Address146 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Document Number0023100328
Book / Page2310 / 328
Map ReferenceMB 4 PG 238
Instrument DateNov 18, 2022
Instrument726738
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,810.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address75 WOODLAWN DR # DRH7, DRH7, DUBLIN, GA 31021-5582

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 LAKE BOONE TRL, RALEIGH, NC 27607-6715

Mortgage

Document Number0000726739
DateDec 02, 2022
Instrument726739
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.82%
Type Change DateJan 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.82%
IndexOther
Margin3
Max Rate9.82%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address146 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021410105
DateNov 10, 2020
Book Page2141/105
Instrument698144
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term336 Months
DueNov 01, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 08, 2018
Property Address146 GRASSY GAP LOOP RD, BEECH MOUNTAIN, NC 28604-8076
Document Number0019860108
Book / Page001986 / 000108
Instrument DateAug 03, 2018
Instrument671165
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5035 HANOVER LN LAKELAND FL 338132832, LAKELAND, FL 33813-2832

Mortgage

Document Number19860111
DateAug 08, 2018
Book Page001986/000111
Instrument671166
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 07, 2048

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,459.00$656,700 (-) Land $39,300 Building $617,400
2024$656,700 Land $39,300 Building $617,400
2023$656,700 Land $39,300 Building $617,400

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