Winchester Town property record for 146 Gilbert Ave, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1993 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Nov 2017) |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2022 Mortgage + 3 more |
| APN | WINC M:112 B:027 L:011-3 |
| Primary APN | WINC M:112 B:027 L:011-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,139 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 968 sqft |
| Unfinished Basement | 968 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9877 |
|---|---|
| Street Address | 146 GILBERT AVE |
| City | WINSTED |
| State | CT |
| Zip | 06098-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 27 |
| Legal Lot Number | 11-3 |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 320102 |
Source: Winchester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 GILBERT AVE, WINSTED, CT 06098-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Sep 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE LNDG |
| Nov 14, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST ALLIANCE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Aug 2, 2011 · Amount on Record |
| Deed Document Number | 2017714780002 |
| Deed Book / Page | 436 / 714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 146 GILBERT AVE, WINSTED, CT 06098-1318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000468-331 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 468/331 |
| Instrument | 1155930010 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 146 GILBERT AVE, WINSTED, CT 06098-1318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000474-514 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 474/514 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 146 GILBERT AVE, WINSTED, CT 06098-1318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000478-905 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 478/905 |
| Instrument | 1368880010 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 146 GILBERT AVE, WINSTED, CT 06098-1318 |
| Document Number | 440-424 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 146 GILBERT AVE WINSTED CT 060981318, WINSTED, CT 06098-1318 |
| Document Number | 440-424 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 000440/000424 |
| Instrument | 873820014 |
| Name | FIRST ALLIANCE LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Nov 14, 2017 |
| Property Address | 146 GILBERT AVE, WINSTED, CT 06098-1318 |
| Document Number | 436-714 |
| Book / Page | 000436 / 000714 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 71478 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 GILBERT AVE WINSTED CT 060981318, WINSTED, CT 06098-1318 |
| Document Number | 436-716 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 000436/000716 |
| Instrument | 71479 |
| Name | FIRST ALLIANCE LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2047 |
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,743.00 | $128,310 (-) Land $32,900 Building $95,410 | $89,817 Land $23,030 Building $66,787 |
| 2024 | $3,743.00 (+10.54%) | ||
| 2023 | $3,386.00 (-0.27%) | $128,310 (+26.76%) Land $32,900 Building $95,410 | |
| 2022 | $3,395.00 | $101,220 Land $23,870 Building $77,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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