146 General Nelson Dr, Richmond, KY 40475 Property Records

Madison County property record for 146 General Nelson Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,016 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jun 2020)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0071-005A-0032`

Property Details

APN / Parcel Number

Primary APN	`0071-005A-0032`
Alternative APNs	`120274` `83279` `49754`

Interior

Stories	1 Story
Building Area	2,016 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	49754
Street Address	146 GENERAL NELSON DR
City	RICHMOND
State	KY
Zip	40475-8698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BATTLEFIELD ESTATES LOT 32
Legal Subdivision	BATTLEFIELD
Legal Lot Number	32
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2009
Census Tract	10901

Owner

146 General Nelson Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Madison County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 28, 2020	Intrafamily Transfer, Transfer
Jun 10, 2020	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	202014013661
Deed Book / Page	789 / 57
Last Transfer Date	Dec 21, 2020
Transfer Doc	0D00789/57
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698

Mortgage

Document Number	0M2229/730
Date	Apr 26, 2023
Book Page	M2229/730
Instrument	2014141883

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Dec 28, 2020
Property Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Document Number	0D00789/57
Book / Page	D00789 / 57
Map Reference	MB 1 PG 128
Instrument Date	Dec 21, 2020
Instrument	2014026518
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 MARTHA LEEVILLE RD, LEBANON, TN 37090-8264

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 10, 2020
Property Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698
Document Number	0D00789/57
Book / Page	D00789 / 57
Map Reference	CAB 21 SL 271
Instrument Date	Jun 5, 2020
Instrument	2014013661
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	146 GENERAL NELSON DR, RICHMOND, KY 40475-8698

Mortgage

Document Number	2014013662
Date	Jun 10, 2020
Instrument	2014013662

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 146 General Nelson Dr was $1,941 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 Homeowner's exemption	$255,000	$255,000
2023	$1,868.00 Homeowner's exemption	$239,000	$239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 General Nelson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 General Nelson Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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