146 Forest Bluff Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 146 Forest Bluff Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,922 sqft · built 2005
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2019)
Tax Bill	$1,389 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`56A-181`

Property Details

APN / Parcel Number

Primary APN	`56A-181`
Alternative APNs	`449374000` `064245`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	449374000
Street Address	146 FOREST BLUFF DR
City	JACKSONVILLE
State	NC
Zip	28540-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L75 S2 RIVER HILLS
Legal Subdivision	RIVER HILLS 2
Legal Lot Number	75
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2000
Census Tract	205

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 22, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Jun 28, 2005 · Amount on Record
Deed Book / Page	4930 / 581
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	146 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539

Mortgage

Document Number	0056400228
Date	Dec 10, 2021
Book Page	5640/228

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 22, 2019
Property Address	146 FOREST BLUFF DR, JACKSONVILLE, NC 28540-8539
Document Number	0049300581
Book / Page	004930 / 000581
Instrument Date	Apr 18, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 FOREST BLUFF DR JACKSONVILLE NC 285408539, JACKSONVILLE, NC 28540-8539

Mortgage

Document Number	49300585
Date	Apr 22, 2019
Book Page	004930/000585

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,389.00	$298,001 (+40.43%) Land $58,500 Building $239,501	$298,001 (+40.43%) Land $58,500 Building $239,501
2023	$1,389.00	$212,209 Land $30,000 Building $182,209	$212,209 Land $30,000 Building $182,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	20 (2016–2022)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Mar 2022 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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