146 Ferdinand Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 146 Ferdinand Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,225 sqft · built 2016
Lot Size	0.214 acres (9,344 sqft)
Owner	Individual Name on Record
Last Sale	$376,915 (Mar 2017)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Jul 2026 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083124B B 04400`

Property Details

APN / Parcel Number

Primary APN	`083124B B 04400`
Alternative APN	`124B B 04400`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,225 sqft Living Area
Gross Area	3,850 sqft
1st Floor Area	1,547 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,344 sqft (0.214 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 FERDINAND DR
City	GALLATIN
State	TN
Zip	37066-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB29 PG116-119 LT541
Legal Subdivision	PLAN OF CARELLTON
Legal Block	116-119
Legal Lot Number	541
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 FERDINAND DR, GALLATIN, TN 37066-1596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENDING HAND MORTGAGE LLC
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LENDING HAND MORTGAGE LLC
Mar 8, 2017	Warranty Deed, Transfer · FHA Mortgage WILSON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	20171187729
Deed Book / Page	4492 / 485
Last Transfer Date	Mar 22, 2021
Transfer Doc	0055480848
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 30, 2026
Property Address	146 FERDINAND DR, GALLATIN, TN 37066-1596
Document Number	0001559470
Book / Page	6908 / 568
Instrument Date	Jul 30, 2026
Instrument	20261559470
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	146 FERDINAND DR, GALLATIN, TN 37066-1596

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	146 FERDINAND DR, GALLATIN, TN 37066-1596
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058660471
Date	Feb 17, 2022
Book Page	5866/471
Instrument	1403841

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company
Address	MADISON, TN 37115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Mar 31, 2021
Property Address	146 FERDINAND DR, GALLATIN, TN 37066-1596
Document Number	0055480848
Book / Page	5548 / 848
Map Reference	MB 4286 PG 677
Instrument Date	Mar 22, 2021
Instrument	1357521
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	CW TITLE AND ESCROW, CBC TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 FERDINAND DR, GALLATIN, TN 37066-1596

Mortgage

Document Number	5548851
Date	Mar 31, 2021
Instrument	5548/851

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 8, 2017
Property Address	146 FERDINAND DR, GALLATIN, TN 37066-1596
Document Number	0044920485
Book / Page	004492 / 000485
Instrument Date	Mar 6, 2017
Instrument	1187729
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,394.59
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 FERDINAND DR GALLATIN TN 370661596, GALLATIN, TN 37066-1596

Mortgage

Document Number	44920488
Date	Mar 8, 2017
Book Page	004492/000488
Instrument	1187730

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00 (-34.11%)	$145,050 (+41.55%) Land $22,500 Building $122,550
2024			$580,200 (+41.55%) Land $90,000 Building $490,200
2023	$3,128.00 (-0.32%)	$102,475 (-) Land $12,000 Building $90,475
2022	$3,138.00	$102,475 Land $12,000 Building $90,475
2021			$409,900 Land $48,000 Building $361,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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