146 Erwin St, Cooleemee, NC 27014 Property Records

Davie County property record for 146 Erwin St, Cooleemee, NC 27014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,148 sqft · built 1903
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Dec 2013)
Tax Bill	$1,146 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`N5010B0051`

Property Details

APN / Parcel Number

Primary APN	`N5010B0051`
Alternative APNs	`5735840511` `8313713`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Heated Area
Gross Area	1,376 sqft
1st Floor Area	1,148 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	11.5 ft deep x 7.4 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	120 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8313713
Street Address	146 ERWIN ST
City	COOLEEMEE
State	NC
Zip	27014-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 233 ERWIN MILLS
Legal Subdivision	ERWIN MILLS
Legal Lot Number	233
Jurisdiction	DAVIE NC
Township / Civil Division	JERUSALEM
Census Block Group	1
Census Block	1023
Census Tract	80702

Owner

Source: Davie County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 5, COOLEEMEE, NC 27014-0005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2013 · Amount on Record
Deed Sale	Dec 19, 2013 · Amount on Record
Prior Sale	Feb 1, 2003
Deed Document Number	20137187
Deed Book / Page	946 / 895
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	146 ERWIN ST, COOLEEMEE, NC 27014-0079
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 ERWIN ST, COOLEEMEE, NC 27014-0079

Mortgage

Document Number	0132401129
Date	Dec 22, 2025
Book Page	1324/1129
Instrument	6704

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	880 YADKINVILLE RD, MOCKSVILLE, NC 27028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	146 ERWIN ST, COOLEEMEE, NC 27014-0079
Document Number	0000000361
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 ERWIN ST COOLEEMEE NC 270140079, COOLEEMEE, NC 27014-0079

Mortgage

Document Number	0000000361
Date	Jan 19, 2021
Book Page	001165/000195
Instrument	361

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Municipality	Cooleemee Town
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,146.00 (+65.13%)	$96,670 (+111.86%) Land $20,000 Building $76,670	$96,670 (+111.86%) Land $20,000 Building $76,670
2023	$694.00	$45,630 Land $10,000 Building $35,630	$45,630 Land $10,000 Building $35,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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