146 Emerald Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 146 Emerald Oaks Dr, Covington, LA 70433

Property Summary

Property Type	Condominium
Details	1,521 sqft · built 2007
Lot Size	0.036 acres (1,583 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2026)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2026 Foreclosure + 2 more
APN	`107-142-1329`

Property Details

APN / Parcel Number

Primary APN	`107-142-1329`
Alternative APN	`32612`

Interior

Building Area	1,521 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	1,583 sqft (0.036 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	146 EMERALD OAKS DR
City	COVINGTON
State	LA
Zip	70433-5035
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 35 EMERALD OAKS CONDO INST NO 1452794 INST NO 1547828 INST NO 1782896 INST NO 1829896 INST NO 1940604 INST NO 2038977 IN
Legal Subdivision	EMERALD OAKS
Legal Unit	35
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	5
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 JARDIN LOOP, COVINGTON, LA 70433-5195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Jul 6, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
May 5, 2017	Deed, Transfer · FHA Mortgage FIDELITY BANK
May 5, 2017	Deed, Transfer · FHA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	20262497767
Prior Transfer Date	Sep 23, 2016
Prior Transfer Doc	0002038977
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 31, 2026
Property Address	146 EMERALD OAKS DR, COVINGTON, LA 70433-5035
Document Number	0002505919
Instrument Date	Aug 31, 2026
Instrument	20262505919
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 EMERALD OAKS DR, COVINGTON, LA 70433-5035

Mortgage

Document Number	0002505920,
Date	Aug 31, 2026
Instrument	20262505920

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 6, 2026
Property Address	146 EMERALD OAKS DR, COVINGTON, LA 70433-5035
Document Number	0002497767
Instrument Date	Jun 30, 2026
Instrument	20262497767
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 JARDIN LOOP, COVINGTON, LA 70433-5195

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 5, 2017
Property Address	146 EMERALD OAKS DR, COVINGTON, LA 70433-5035
Document Number	2062114
Map Reference	DOC 1480473
Instrument Date	May 4, 2017
Instrument	2062114
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 EMERALD OAKS DR # 35, 35, COVINGTON, LA 70433-5035

Mortgage

Document Number	2062117
Date	May 5, 2017
Instrument	2062117

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 5, 2017
Property Address	146 EMERALD OAKS DR, COVINGTON, LA 70433-5035
Document Number	0002062114
Map Reference	DOC 1480473
Instrument Date	May 4, 2017
Instrument	2062114
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 EMERALD OAKS DR # 35, 35, COVINGTON, LA 70433-5035

Mortgage

Document Number	0002062117
Date	May 5, 2017
Instrument	2062117

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (-3.61%) Homeowner's exemption	$19,839 (-) Land $2,500 Building $17,339	$198,388 (-) Land $25,000 Building $173,388
2024	$1,522.00 (+26.73%) Homeowner's exemption	$19,839 (+15.81%) Land $2,500 Building $17,339	$198,388 (+15.81%) Land $25,000 Building $173,388
2023	$1,201.00 Homeowner's exemption	$17,130 (-) Land $2,500 Building $14,630	$171,300 (-) Land $25,000 Building $146,300
2022	$1,201.00 Homeowner's exemption	$17,130 Land $2,500 Building $14,630	$171,300 Land $25,000 Building $146,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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