146 Emerald Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 146 Emerald Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 1900
Lot Size	0.044 acres (1,925 sqft)
Owner	2 Individual Names on File
Last Sale	$464,500 (Dec 2017)
Tax Bill	$4,612 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-00006-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`12-00006-0000-00009`
Alternative APN	`120000600009`

Interior

Stories	2 Stories
Building Area	1,116 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	1,925 sqft (0.044 acres)
Lot Dimensions	74 ft deep x 26 ft wide

Location & Zoning

Street Address	146 EMERALD AVE
City	CAPE MAY
State	NJ
Zip	08204-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OLD B8-L25B
Legal Block	6
Legal Lot Number	9
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3035
Census Tract	21900

Owner

146 Emerald Ave is owned by two individuals who bought it in December 2017.

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 CATHARINE ST, PHILADELPHIA, PA 19147-3201
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Prior Sale	Aug 29, 1988 · Amount on File
Deed Document Number	201739609
Deed Book / Page	3768 / 390
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 20, 2017
Property Address	146 EMERALD AVE, CAPE MAY, NJ 08204-1230
Document Number	0037680390
Book / Page	003768 / 000390
Instrument Date	Dec 14, 2017
Instrument	39609
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	TITLE COMPANY/JERSEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	323 CATHARINE ST PHILADELPHIA PA 191473201, PHILADELPHIA, PA 19147-3201

Mortgage

Document Number	59290767
Date	Dec 20, 2017
Book Page	005929/000767
Instrument	39610

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,700 (-) Land $239,200 Building $67,500	$306,700 (-) Land $239,200 Building $67,500
2025		$306,700 Land $239,200 Building $67,500	$306,700 Land $239,200 Building $67,500
2024	$4,612.00
2023		$306,700 Land $239,200 Building $67,500	$306,700 Land $239,200 Building $67,500
2022	$4,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Emerald Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 61 condo units
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Coastal Storm, Jan 1992 · 11 claims Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Emerald Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20