146 E Spruce St, Virden, IL 62690 Property Records

Macoupin County property record for 146 E Spruce St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.234 acres (10,176 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Oct 2017)
Tax Bill	$887 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Sale & Mortgage
APN	`04-04-404-013`

Property Details

APN / Parcel Number

Primary APN	`04-04-404-013`
Alternative APN	`08-002-115-00`

Exterior

Lot Area	10,176 sqft (0.234 acres)
Lot Dimensions	159 ft deep x 64 ft wide

Location & Zoning

Street Address	146 E SPRUCE ST
City	VIRDEN
State	IL
Zip	62690-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 15 & ALL LOT 16 LORTONS SUBD 64 X 159 04-04-404-013
Legal Subdivision	LORTONS SUBD
Legal Lot Number	15-16
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	1
Census Block	1037
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 E SPRUCE ST, VIRDEN, IL 62690-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 6, 2017	Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Oct 1, 2012 · Amount on Record
Deed Document Number	2017564323
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	146 E SPRUCE ST, VIRDEN, IL 62690-1150
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000591737
Date	Jun 17, 2021
Instrument	591737

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	Oct 6, 2017
Property Address	146 E SPRUCE ST, VIRDEN, IL 62690-1150
Document Number	564323
Instrument Date	Sep 29, 2017
Instrument	564323
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 GREENBRIAR DR STE A, A, SPRINGFIELD, IL 62704-6440

Mortgage

Document Number	564324
Date	Oct 6, 2017
Instrument	564324

Lender

Name	DIAMOND RESIDENTIAL MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 (+2.42%)	$11,205 (+7%) Land $3,545 Building $7,660	$33,615 (+7%) Land $10,635 Building $22,980
2024	$866.00 (+7.98%)	$10,472 (+15.56%) Land $3,313 Building $7,159	$31,416 (+15.56%) Land $9,939 Building $21,477
2022	$802.00	$9,062 Land $2,867 Building $6,195	$27,186 Land $8,601 Building $18,585

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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