146 E Mill St, Wauconda, IL 60084 Property Records

Lake County property record for 146 E Mill St, Wauconda, IL 60084

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1917
Lot Size	0.114 acres (4,948 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Jan 2026)
Tax Bill	$4,145 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-25-302-004`

Property Details

APN / Parcel Number

Primary APN	`09-25-302-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,675 sqft
1st Floor Area	936 sqft
Basement Area	739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,948 sqft (0.114 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	146 E MILL ST
City	WAUCONDA
State	IL
Zip	60084-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VIEW SUB LOT 2
Legal Subdivision	LAKE VIEW SUB
Legal Lot Number	2
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	1
Census Block	1029
Census Tract	864208

Owner

Source: Lake County records · APN 09-25-302-004

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8563 WATERS EDGE LN, SAINT GERMAIN, WI 54558
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2026 · Amount on Record
Deed Sale	Jan 02, 2026 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	20268141684
Prior Transfer Date	Jul 25, 2024
Prior Transfer Doc	0008060167
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 02, 2026
Property Address	146 E MILL ST, WAUCONDA, IL 60084-1830
Document Number	0008141684
Map Reference	MB S PG 9
Instrument Date	Dec 12, 2025
Instrument	8141684
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	146 E MILL ST, WAUCONDA, IL 60084-1830

Mortgage

Document Number	0008141685
Date	Jan 02, 2026
Instrument	8141685

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate	6.6%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,741 (+6.75%) Land $10,532 Building $39,209	$149,238 (+6.75%) Land $31,599 Building $117,639
2024	$4,145.00 (+1.44%)	$46,596 (+11.14%) Land $9,866 Building $36,730	$139,802 (+11.14%) Land $29,601 Building $110,201
2023	$4,086.00 (+4.34%)	$41,924 (+11.95%) Land $9,018 Building $32,906	$125,785 (+11.95%) Land $27,057 Building $98,728
2022	$3,916.00	$37,450 Land $9,766 Building $27,684	$112,361 Land $29,301 Building $83,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 339 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WAUCONDA serves 15,349 people
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.