146 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 146 E Main St, Albemarle, NC 28001 · Last verified October 2023

Property Summary

Property TypeCommercial Office
Details2 ba · 4,277 sqft · built 1978
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Sep 2022)
Tax Bill$3,700 (2023)
Deeds & MortgagesSep 2022 Sale & Line of Credit
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN654803340433

Property Details

APN / Parcel Number

Primary APN654803340433
Alternative APNs
  • 1515911
  • 1540576
  • 51

Interior

Full Baths2 Baths
Stories1 Story
Building Area4,277 sqft Finished Area
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions200 ft deep x 67 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number1540576
Street Address146 E MAIN ST
CityALBEMARLE
StateNC
Zip28001-4940
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionBLDG 146 E MAIN ST DBA FOUR SEASONS REALTY 654814049
Legal SubdivisionDENT HALL TURNER
JurisdictionSTANLY NC
Township / Civil DivisionSOUTH ALBEMARLE
Census Block Group3
Census Block3009
Census Tract931203

Owner

Source: Stanly County records · APN 654803340433

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address501 MONTGOMERY SHORES DR, MOUNT GILEAD, NC 27306-8814
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Warranty Deed, Transfer · Line of Credit
COGENT BANK
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Feb 08, 2019Warranty Deed, Transfer
Feb 23, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Prior SaleFeb 23, 2017 · Amount on Record
Deed Document Number0018001442
Deed Book / Page1800 / 1442
Record UpdatedJun 07, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateSep 29, 2022
Property Address146 E MAIN ST, ALBEMARLE, NC 28001-4940
Document Number0000451681
Book / Page1800 / 1442
Instrument DateSep 29, 2022
Instrument451681
Transaction TypeTransfer
Record UpdatedMar 01, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 69, ALBEMARLE, NC 28002-0069

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 MONTGOMERY SHORES DR, MOUNT GILEAD, NC 27306-8814

Mortgage

Document Number0000451682
DateSep 29, 2022
Instrument451682
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address146 E MAIN ST, ALBEMARLE, NC 28001-4940
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000442285
DateJan 12, 2022
Book Page1771/1071
Instrument442285
Lender
NameCOGENT BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 08, 2019
Property Address146 E MAIN ST, ALBEMARLE, NC 28001-4940
Document Number0000407027
Book / Page001663 / 000343
Instrument DateJan 29, 2019
Instrument407027
Transaction TypeTransfer
Record UpdatedFeb 27, 2019

Transaction

AmountAmount Recorded
Tax$100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address146 E MAIN ST ALBEMARLE NC 280014940, ALBEMARLE, NC 28001-4940

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 23, 2017
Property Address146 E MAIN ST, ALBEMARLE, NC 28001-4940
Document Number0000388387
Book / Page001598 / 000901
Instrument DateFeb 23, 2017
Instrument388387
Transaction TypeTransfer
Record UpdatedMar 02, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address146 E MAIN ST ALBEMARLE NC 280014940, ALBEMARLE, NC 28001-4940

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,700.00$280,338 Land $35,697 Building $244,641$280,338 Land $35,697 Building $244,641

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371679312033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Uniti GroupDSL200 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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