146 E Bell St, Alcoa, TN 37701 Property Records

Blount County property record for 146 E Bell St, Alcoa, TN 37701

Property Summary

Property TypeSingle Family Home
Details1 ba · 912 sqft · built 1920
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$63,000 (Oct 2017)
Tax Bill$782 (2022)
Deeds & MortgagesAug 2026 Mortgage
Dec 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN005046D A 00600

Property Details

APN / Parcel Number

Primary APN005046D A 00600
Alternative APN
  • 046D A 00600

Interior

Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions119 ft deep x 60 ft wide
TerrainRolling
Garage TypeCarport
Garage Area238 sqft
CarportCarport
Carport Area238 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address146 E BELL ST
CityALCOA
StateTN
Zip37701-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionSOUTH HALL SD 31 124
Legal SubdivisionSOUTH HALL
Legal Block31
Legal Lot Number124
JurisdictionBLOUNT TN
Township / Civil Division1
Census Block Group2
Census Block2025
Census Tract10100

Owner

Source: Blount County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4399 SUNDANCE WAY, HOLT, FL 32564-9541
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Dec 23, 2025Deed of Trust, Mortgage
ROCKET MORTGAGE
Oct 8, 2019Deed of Trust, Mortgage · Conventional with PMI
NAVY ARMY FCU
Oct 3, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2017 · Amount on Record
Deed SaleOct 3, 2017 · Amount on Record
Prior SaleJul 14, 2011 · Amount on Record
Deed Book / Page2497 / 230
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT TN
Recording DateAug 31, 2026
Property Address146 E BELL ST, ALCOA, TN 37701-1902
Document Number0003041099
Book / Page2872 / 238
Instrument DateAug 21, 2026
Instrument20263041099
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyFEDERAL TITLE, NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4399 SUNDANCE WAY, HOLT, FL 32564-9541

Mortgage

Document Number0003041099,
DateAug 31, 2026
Book Page2872/238
Instrument20263041099
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT TN
Property Address146 E BELL ST, ALCOA, TN 37701-1902
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 E BELL ST, ALCOA, TN 37701-1902

Mortgage

Document Number0028410000000073
DateDec 23, 2025
Book Page0000002841/0000000073
Instrument3023739
Lender
NameROCKET MORTGAGE
Agreement
AmountAmount Recorded
Term240 Months
DueJan 1, 2046

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT TN
Property Address146 E BELL ST, ALCOA, TN 37701-1902
Document Number0025671683
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 E BELL ST ALCOA TN 377011902, ALCOA, TN 37701-1902

Mortgage

Document Number0025671683
DateOct 21, 2019
Book Page002567/001683
Lender
NameNAVY ARMY FCU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 20, 2034

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT TN
Recording DateOct 3, 2017
Property Address146 E BELL ST, ALCOA, TN 37701-1902
Document Number0024970230
Book / Page002497 / 000230
Instrument DateSep 29, 2017
Transaction TypeTransfer
Record UpdatedDec 6, 2017

Transaction

AmountAmount Recorded
Tax$233.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 E BELL ST ALCOA TN 377011902, ALCOA, TN 37701-1902

Tax Assessment & Valuation

Source: Blount County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAlcoa City
CountyBlount County
Unified School DistrictAlcoa City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,025 (-) Land $7,500 Building $27,525
2023$35,025 Land $7,500 Building $27,525$140,100 Land $30,000 Building $110,100
2022$782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (2002–2020)
Claims Outside the SFHA3 of 11
Most Recent ClaimApr 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 4 claims
  • Severe Storms And Flooding, Mar 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALCOA WATER SYSTEM
serves 35,238 people · EPA ID TN0000007
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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