146 Dr Newbern Rd, Powells Point, NC 27966 Property Records

Currituck County property record for 146 Dr Newbern Rd, Powells Point, NC 27966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9838-26-0973`

Property Details

APN / Parcel Number

Primary APN	`9838-26-0973`
Alternative APNs	`0123000045B0000` `000147162` `9838-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,252 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000147162
Street Address	146 DR NEWBERN RD
City	POWELLS POINT
State	NC
Zip	27966-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Description	1 AC LOT - FAMILY SUBD FINLEY SNIPES NEWBERN (P/84)
Legal Subdivision	AC LOT - FAMILY SUBD
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	2
Census Block	2007
Census Tract	110403

Owner

146 Dr Newbern Rd is owned and occupied by an individual.

Source: Currituck County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	146 DR NEWBERN RD, POWELLS POINT, NC 27966-9732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MTG SVCS
Mar 21, 2019	Loan Modification, Mortgage AFFILIATED MTG SVCS
Aug 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	146 DR NEWBERN RD, POWELLS POINT, NC 27966-9732
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014550873
Date	Aug 24, 2018
Book Page	1455/873
Instrument	338066

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Lending Institution
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	146 DR NEWBERN RD, POWELLS POINT, NC 27966-9732
Document Number	0016150286
Instrument Date	Apr 9, 2021
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 DR NEWBERN RD POWELLS POINT NC 279669732, POWELLS POINT, NC 27966-9732

Mortgage

Document Number	0016150286
Date	Apr 14, 2021
Book Page	001615/000286
Instrument	363213

Lender

Name	AFFILIATED MTG SVCS
Type	Mortgage Company
Address	ROCKY, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 13, 2036

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CURRITUCK NC
Property Address	146 DR NEWBERN RD, POWELLS POINT, NC 27966-9732
Document Number	0014760247
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 DR NEWBERN RD POWELLS POINT NC 27966, POWELLS POINT, NC 27966

Mortgage

Document Number	0014760247
Date	Mar 22, 2019
Book Page	001476/000247
Instrument	341751

Lender

Name	AFFILIATED MTG SVCS
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804-0428

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Aug 10, 2018
Property Address	146 DR NEWBERN RD, POWELLS POINT, NC 27966-9732
Document Number	0014540474
Book / Page	001454 / 000474
Instrument Date	Aug 9, 2018
Instrument	337812
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	91 HOLLOW BEACH CT SOUTHERN SHORES NC 279493509, SOUTHERN SHORES, NC 27949-3509

Tax Assessment & Valuation

The 2025 property tax bill for 146 Dr Newbern Rd was $1,673, up 0.5% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (+0.54%)	$225,000 (-) Land $41,600 Building $183,400
2024	$1,664.00 (+9.55%)	$225,000 (-) Land $41,600 Building $183,400
2023	$1,519.00	$225,000 Land $41,600 Building $183,400	$225,000 Land $41,600 Building $183,400
2021			$225,000 Land $41,600 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Dr Newbern Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Dr Newbern Rd is moderate, ranking above 40% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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