146 Dearon Ln, Pilot Mountain, NC 27041 Property Records

Surry County property record for 146 Dearon Ln, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,032 sqft · built 2003
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Nov 2017)
Tax Bill	$2,908 (2026)
Deeds & Mortgages	Sep 2021 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5955-00-49-6514`

Property Details

APN / Parcel Number

Primary APN	`5955-00-49-6514`
Alternative APN	`100109920`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,032 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Unfinished Basement	1,608 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100109920
Street Address	146 DEARON LN
City	PILOT MOUNTAIN
State	NC
Zip	27041-8577
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 6 SEC 2 DEARON DEV PB 15 PG 62
Legal Subdivision	PILOT - RURAL
Legal Lot Number	6
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3009
Census Tract	931200

Owner

146 Dearon Ln, a rural home, is owned and occupied by two individuals who bought it in November 2017.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 DEARON LN, PILOT MOUNTAIN, NC 27041-8577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Nov 21, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Prior Sale	Apr 13, 2007 · Amount on File
Deed Book / Page	1615 / 172
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	146 DEARON LN, PILOT MOUNTAIN, NC 27041-8577
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1778/970
Date	Sep 10, 2021
Book Page	1778/970
Instrument	687814

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 21, 2017
Property Address	146 DEARON LN, PILOT MOUNTAIN, NC 27041-8577
Document Number	1615/0172
Book / Page	1615 / 0172
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 DEARON LN, PILOT MOUNTAIN, NC 27041-8577

Mortgage

Document Number	1615/0174
Date	Nov 21, 2017
Book Page	1615/0174

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 146 Dearon Ln was $2,908, up 6.6% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,908.00 (+6.64%)	$398,080 (-18.75%) Land $30,100 Building $367,980	$398,080 (-18.75%) Land $30,100 Building $367,980
2025	$2,727.00	$489,970 Land $30,100 Building $459,870	$489,970 Land $30,100 Building $459,870
2023	$2,197.00	$398,080 Land $30,100 Building $367,980	$398,080 Land $30,100 Building $367,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Dearon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Dearon Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Dearon Ln

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