Middlesex County and Lowell City property record for 146 D St, Lowell, MA 01851
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 2,342 sqft · built 1987 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jan 2010) |
| Tax Bill | $7,429 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C92640 |
| Primary APN | C92640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Living Area |
| Gross Area | 3,526 sqft |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | C92640 |
|---|---|
| Street Address | 146 D ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4324 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TSF |
| Legal Subdivision | LAND LOWELL |
| Legal Block | 1620 |
| Legal Lot Number | 146 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 311700 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 146 D ST, LOWELL, MA 01851-4324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jul 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2010 · Amount on Record |
| Deed Sale | Jan 19, 2010 · Amount on Record |
| Prior Sale | Oct 31, 2002 · Amount on Record |
| Last Transfer Date | Jul 7, 2021 |
| Transfer Doc | 035989-290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 146 D ST, LOWELL, MA 01851-4324 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00035990-1 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 35990/1 |
| Instrument | 40864 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 12, 2021 |
| Property Address | 146 D ST, LOWELL, MA 01851-4324 |
| Document Number | 035989-290 |
| Book / Page | 35989 / 290 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 40863 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 146 D ST # 148, 148, LOWELL, MA 01851-4324 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,429.00 (+1.98%) | $654,500 (+3.14%) Land $182,500 Building $472,000 | $696,829 |
| 2025 | $7,285.00 (+11.14%) | $634,600 (+15.3%) Land $170,500 Building $464,100 | |
| 2024 | $6,555.00 (+2.99%) | $550,400 (+7.4%) Land $153,400 Building $397,000 | |
| 2023 | $6,365.00 | $512,500 Land $133,400 Building $379,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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