146 Crossings Dr S, Marion, NC 28752 Property Records

McDowell County property record for 146 Crossings Dr S, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 995 sqft · built 1998
Lot Size	2.04 acres (88,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Oct 2022)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0686-00-89-5762`

Property Details

APN / Parcel Number

Primary APN	`0686-00-89-5762`
Alternative APNs	`67045` `78721`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	995 sqft Heated Area
Gross Area	2,295 sqft
1st Floor Area	720 sqft
Basement Area	820 sqft
Finished Basement	820 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	88,888 sqft (2.04 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	78721
Street Address	146 CROSSINGS DR S
City	MARION
State	NC
Zip	28752-8150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.46 AC LTS 7A&8A THE CROSSINGS PB5/62
Legal Subdivision	THE CROSSING AT SUGAR HILL
Legal Lot Number	7A,8A
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	3
Census Block	3000
Census Tract	970902

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6316 DORCHESTER DR, AUSTIN, TX 78723-2034
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Dec 15, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	20226180
Deed Book / Page	1416 / 890
Prior Transfer Date	May 22, 2012
Prior Transfer Doc	0010720325
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 20, 2022
Property Address	146 CROSSINGS DR S, MARION, NC 28752-8150
Document Number	0014160890
Book / Page	1416 / 890
Map Reference	MB 5 PG 62
Instrument Date	Oct 19, 2022
Instrument	2022006180
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 COATSDALE LN, 2507, STALLINGS, NC 28104-5167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6316 DORCHESTER DR, AUSTIN, TX 78723-2034

Mortgage

Document Number	2022006181
Date	Oct 20, 2022
Instrument	2022006181

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	146 CROSSINGS DR S, MARION, NC 28752-8150
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013500408
Date	Apr 21, 2021
Book Page	1350/408
Instrument	2021002549

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	146 CROSSINGS DR S, MARION, NC 28752-8150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012590064
Date	Oct 29, 2018
Book Page	1259/0064
Instrument	2018005009

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	146 CROSSINGS DR S, MARION, NC 28752-8150
Document Number	0012940573
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 CROSSINGS DR S MARION NC 287528150, MARION, NC 28752-8150

Mortgage

Document Number	0012940573
Date	Dec 3, 2019
Book Page	001294/000573
Instrument	5982

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Dec 15, 2017
Property Address	146 CROSSINGS DR S, MARION, NC 28752-8150
Document Number	0012320137
Book / Page	001232 / 000137
Instrument Date	Dec 12, 2017
Instrument	6049
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 CROSSINGS DR S MARION NC 287528150, MARION, NC 28752-8150

Mortgage

Document Number	12320141
Date	Dec 15, 2017
Book Page	001232/000141
Instrument	6050

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00	$236,750 (-) Land $40,000 Building $196,750
2023	$1,676.00	$236,750 Land $40,000 Building $196,750	$236,750 Land $40,000 Building $196,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Crossings Dr S

Nearby Streets

All Marion, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures