Harford County property record for 146 Cooley Mill Rd, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,320 sqft · built 1920 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,550 (2026) |
| Deeds & Mortgages | Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-040247 |
| Primary APN | 02-040247 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 119,354 sqft (2.74 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 126 sqft |
| Shed | 1 Shed |
| Shed Area | 2,348 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 040247 |
|---|---|
| Street Address | 146 COOLEY MILL RD |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 2.74 AC 146 COOLEY MILL ROAD N E OF WEBSTER |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 302100 |
146 Cooley Mill Rd is owned and occupied by two individuals who acquired it in November 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2006 |
| Deed Sale | Mar 20, 2006 |
| Deed Document Number | 2006184 |
| Deed Book / Page | 6634 / 250 |
| Last Transfer Date | Nov 21, 2019 |
| Transfer Doc | 0135860211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 20, 2019 |
| Property Address | 146 COOLEY MILL RD, HAVRE DE GRACE, MD 21078-1342 |
| Document Number | 0133170213 |
| Book / Page | 013317 / 000213 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | HOMEC TITLE COMPANY, HOMEC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 146 COOLEY MILL RD HAVRE DE GRACE MD 210781342, HAVRE DE GRACE, MD 21078-1342 |
The 2026 property tax bill for 146 Cooley Mill Rd was $3,550 with a homeowner's exemption, up 13.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,550.00 (+13.31%) Homeowner's exemption | $320,300 (+6.36%) Land $147,400 Building $172,900 | $320,300 (-) Land $147,400 Building $172,900 |
| 2025 | $3,133.00 Homeowner's exemption | $301,133 | $320,300 Land $147,400 Building $172,900 |
| 2023 | $262,800 Land $151,400 Building $111,400 | $262,800 Land $151,400 Building $111,400 | |
| 2022 | $2,861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Cooley Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 146 Cooley Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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