St. Albans City property record for 146 Congress St, Saint Albans, VT 05478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1982 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jul 2024) |
| Tax Bill | $4,732 (2025) |
| APN | (173) 11022-146 |
| Primary APN | (173) 11022-146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,050 sqft Living Area |
| Basement Area | 953 sqft |
| Unfinished Basement | 953 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Bi-Level |
| Exterior Material | Vinyl |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 146 CONGRESS ST |
|---|---|
| City | SAINT ALBANS |
| State | VT |
| Zip | 05478-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT1FAM HSE |
| Jurisdiction | ST ALBANS CITY VT |
| Township / Civil Division | ST. ALBANS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10800 |
Source: St. Albans City records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 CONGRESS ST, SAINT ALBANS, VT 05478-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Deed Document Number | 2024532565824 |
| Prior Transfer Date | Aug 18, 1994 |
| Prior Transfer Doc | 0000814587 |
| Record Updated | Sep 20, 2026 |
Source: St. Albans City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Franklin County |
| Municipality | St. Albans City |
| Unified School District | Maple Run Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,732.00 (-14.52%) | $380,500 Land $81,200 Building $299,300 |
| 2024 | $5,536.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | May 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST ALBANS WATER DEPT serves 10,200 people · EPA ID VT0005130 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Fidium Fiber, Verizon.
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