Macon County property record for 146 Clyde Ruby Ln, Franklin, NC 28734 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1997 |
| Square Footage | 1,008 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $193,500 (2022) |
| Primary APN | 6568691105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,008 sqft Heated Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch Area | 812 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 152972 |
|---|---|
| Street Address | 146 CLYDE RUBY LN |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-0849 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF RD 28 |
| Jurisdiction | MACON NC |
| Minor Civil Division | COWEE |
| Census Blockgroup | 1 |
| Census Block | 1063 |
| Census Tract | 970100 |
Source: Macon County records · APN 6568691105
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 CLYDE RUBY LN, FRANKLIN, NC 28734-0849 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU |
| Jul 27, 2022 | Warranty Deed, Transfer |
| Apr 05, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Apr 05, 2022 · Amount on Record |
| Deed Doc Number | 20225769 |
| Deed Book / Page | 41 / 1324 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 146 CLYDE RUBY LN, FRANKLIN, NC 28734-0849 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 000I42/300 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | I-42/300 |
| Instrument | 2023000200 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jul 27, 2022 |
| Property Address | 146 CLYDE RUBY LN, FRANKLIN, NC 28734-0849 |
| Document Number | 00Z41/1324 |
| Book / Page | Z-41 / 1324 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022005769 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $387.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 PERRY AVE, 99, PENSACOLA, FL 32503-6344 |
| Name | Verified Name |
|---|---|
| Address | 146 CLYDE RUBY LN, FRANKLIN, NC 28734-0849 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Apr 05, 2022 |
| Property Address | 146 CLYDE RUBY LN, FRANKLIN, NC 28734-0849 |
| Document Number | 000T41/569 |
| Book / Page | T-41 / 569 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022002639 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 PERRY AVE, PENSACOLA, FL 32503-6344 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $175,390 (-) Land $22,750 Building $152,640 | $175,390 (-) Land $22,750 Building $152,640 |
| 2023 | $175,390 Land $22,750 Building $152,640 | $175,390 Land $22,750 Building $152,640 |
146 Clyde Ruby Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 76th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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