146 Cherry Hill Rd, Middlefield, CT 06455 Property Records

Middlefield Town property record for 146 Cherry Hill Rd, Middlefield, CT 06455

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,707 sqft · built 1966
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2023)
Tax Bill	$5,612 (2026)
Deeds & Mortgages	Jun 2023 Refinance Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:12 L:95`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:12 L:95`
Alternative APNs	`00096600` `96600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,707 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	1,062 sqft
Attic	Attic
Attic Area	230 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	96600
Street Address	146 CHERRY HILL RD
City	MIDDLEFIELD
State	CT
Zip	06455-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Lot Number	95
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	4
Census Block	4015
Census Tract	580100

Owner

146 Cherry Hill Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Middlefield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 CHERRY HILL RD, MIDDLEFIELD, CT 06455-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
Nov 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK
Aug 28, 2023	Warranty Deed, Transfer
May 15, 2017	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Aug 28, 2023 · Amount on File
Deed Document Number	2023570
Deed Book / Page	349 / 546
Transfer Doc	327-659
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEFIELD CT
Property Address	146 CHERRY HILL RD, MIDDLEFIELD, CT 06455-1214
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000348-453
Date	Jun 23, 2023
Book Page	348/453
Instrument	2023000289

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2048

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Nov 16, 2023
Property Address	146 CHERRY HILL RD, MIDDLEFIELD, CT 06455-1214
Document Number	000349-546
Book / Page	349 / 546
Instrument Date	Nov 15, 2023
Instrument	2023000570
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	146 CHERRY HILL RD, MIDDLEFIELD, CT 06455-1214

Mortgage

Document Number	2023000571
Date	Nov 16, 2023
Instrument	2023000571

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Aug 28, 2023
Property Address	146 CHERRY HILL RD, MIDDLEFIELD, CT 06455-1214
Document Number	000348-978
Book / Page	348 / 978
Instrument Date	Aug 24, 2023
Instrument	2023000415
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	May 15, 2017
Property Address	146 CHERRY HILL RD, MIDDLEFIELD, CT 06455-1214
Document Number	000329-574
Book / Page	329 / 574
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003290577
Date	May 15, 2017
Instrument	00329/0577

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 146 Cherry Hill Rd was $5,612, up 7.2% from the year before.

Source: Middlefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,612.00 (+7.24%)	$175,600 (-) Land $73,100 Building $102,500	$417,266 (+239.46%)
2025	$5,233.00	$175,600 Land $73,100 Building $102,500	$122,920 Land $51,170 Building $71,750
2024	$5,233.00 (+5.53%)
2023	$4,959.00 (+2.46%)	$175,600 (-) Land $73,100 Building $102,500
2022	$4,840.00	$175,600 Land $73,100 Building $102,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 146 Cherry Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Cherry Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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