Elko County property record for 146 Cascade Dr, Spring Creek, NV 89815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,318 sqft · built 1988 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jun 2020) |
| Tax Bill | $1,298 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-010-060 |
| Primary APN | 052-010-060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,318 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 146 CASCADE DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405 |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 10 |
| Legal Lot Number | 60 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 951403 |
146 Cascade Dr is owned and occupied by an individual who bought it in June 2020.
Source: Elko County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 CASCADE DR, SPRING CREEK, NV 89815-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jun 26, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage GREATER NEVADA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on File |
| Deed Sale | Jun 26, 2020 · Amount on File |
| Prior Sale | Oct 1, 2009 · Amount on File |
| Deed Document Number | 2020770314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 146 CASCADE DR, SPRING CREEK, NV 89815-5204 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 146 CASCADE DR, SPRING CREEK, NV 89815-5204 |
| Document Number | 0000804151 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 804151 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jul 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 26, 2020 |
| Property Address | 146 CASCADE DR, SPRING CREEK, NV 89815-5204 |
| Document Number | 0000770314 |
| Map Reference | FILE 60405 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 770314 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 CASCADE DR, SPRING CREEK, NV 89815-5204 |
| Document Number | 0000770315 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 770315 |
| Name | GREATER NEVADA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Number | 0000770316 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 770316 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | 8971 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 146 Cascade Dr was $1,298, up 2.4% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,298.00 (+2.45%) | $48,411 (-2.59%) Land $14,000 Building $34,411 | $138,317 (-2.59%) Land $40,000 Building $98,317 |
| 2025 | $1,267.00 | $49,700 Land $14,000 Building $35,700 | $142,000 Land $40,000 Building $102,000 |
| 2023 | $1,096.00 (+3.01%) | $44,665 (+12.59%) Land $9,975 Building $34,690 | $127,614 (+12.59%) Land $28,500 Building $99,114 |
| 2022 | $1,064.00 | $39,669 Land $9,975 Building $29,694 | $113,340 Land $28,500 Building $84,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 146 Cascade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Cascade Dr is extreme, ranking above 99.2% of the US, with a 4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.2% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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