146 Camden Xing, Madison, MS 39110 Property Records

Madison County property record for 146 Camden Xing, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,249 sqft · built 2012
Lot Size	0.332 acres (14,485 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Apr 2012)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081F-14-228`

Property Details

APN / Parcel Number

Primary APN	`081F-14-228`
Alternative APNs	`081F-14-228/00.00` `51011`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,249 sqft Adjusted Area
Gross Area	1,887 sqft
1st Floor Area	1,887 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,485 sqft (0.332 acres)
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	51011
Street Address	146 CAMDEN XING
City	MADISON
State	MS
Zip	39110-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 329 CAMDEN CROSSING OF CAROLINE III
Legal Range	01E
Legal Township	08N
Legal Section	14
Legal Subdivision	CAMDEN CROSSING OF CAROLINE III
Legal Lot Number	329
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	30402

Owner

146 Camden Xing is owned and occupied by an individual who bought it in April 2012.

Source: Madison County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	146 CAMDEN XING, MADISON, MS 39110-4116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Sep 24, 2020	Loan Modification, Mortgage PENNYMAC
Mar 20, 2017	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2012 · Amount on File
Deed Sale	Apr 5, 2012 · Amount on File
Prior Sale	Jul 12, 2011 · Amount on File
Deed Document Number	2012670355
Deed Book / Page	2775 / 296
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 CAMDEN XING, MADISON, MS 39110-4116
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 CAMDEN XING, MADISON, MS 39110-4116

Mortgage

Document Number	004653/666
Date	Mar 4, 2026
Book Page	4653/666
Instrument	1046868

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	146 CAMDEN XING, MADISON, MS 39110-4116
Document Number	0000916070
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 CAMDEN XING MADISON MS 391104116, MADISON, MS 39110-4116

Mortgage

Document Number	0000916070
Date	Jan 20, 2021
Book Page	003976/000280
Instrument	916070

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Interest

Rate	3.37%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	146 CAMDEN XING, MADISON, MS 39110-4116
Document Number	0000809054
Book / Page	003458 / 000981
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 CAMDEN XING MADISON MS 391104116, MADISON, MS 39110-4116

Mortgage

Document Number	0000809054
Date	Mar 23, 2017
Book Page	003458/000981
Instrument	809054

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	JACKSON, MS 39202

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 146 Camden Xing was $1,850 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,850.00 Homeowner's exemption	$20,861	$208,610 Land $45,000 Building $163,610
2024	$1,850.00
2023	$1,850.00 Homeowner's exemption	$20,861	$208,610 Land $45,000 Building $163,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Camden Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Camden Xing is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CANTON serves 16,785 people · EPA ID MS0450006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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