Essex County and Gloucester City property record for 146 Bray St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,544 sqft · built 1999 |
| Lot Size | 7.37 acres (321,037 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Feb 2017) |
| Tax Bill | $10,710 (2026) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0247 B:0042 L:0000 |
| Primary APN | GLOU M:0247 B:0042 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 6,884 sqft |
| 1st Floor Area | 1,779 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 1,758 sqft |
| Unfinished Basement | 228 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 321,037 sqft (7.37 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 146 BRAY ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Subdivision | ESSEX BAY ESTS COLE S ISLAND G |
| Legal Block | 42 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 BRAY ST, GLOUCESTER, MA 01930-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Deed Book / Page | 35677 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 13, 2017 |
| Property Address | 146 BRAY ST, GLOUCESTER, MA 01930-1523 |
| Document Number | 35677-6 |
| Book / Page | 035677 / 000006 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 1702130293 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,306.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 BRAY ST GLOUCESTER MA 019301523, GLOUCESTER, MA 01930-1523 |
| Document Number | 35677-10 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 035677/000010 |
| Instrument | 1702130294 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2047 |
| Rate | 3.88% |
|---|
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,710.00 (-1.06%) | $1,150,400 (+3.3%) Land $389,800 Building $760,600 | $1,176,156 (+9.1%) |
| 2025 | $10,825.00 (-0.6%) | $1,113,700 (-0.49%) Land $361,000 Building $752,700 | |
| 2024 | $10,890.00 (+1.5%) | $1,119,200 (+10.47%) Land $343,800 Building $775,400 | $1,078,060 |
| 2023 | $10,729.00 | $1,013,100 Land $307,100 Building $706,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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