146 Bluffview Dr, Winona, MN 55987 Property Records

Winona County property record for 146 Bluffview Dr, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,772 sqft · built 2003
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Tax Bill	$4,804 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 1 more
APN	`32.038.0070`

Property Details

APN / Parcel Number

Primary APN	`32.038.0070`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	132 sqft
Unfinished Basement	132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	15.3 ft deep x 6.3 ft wide
Garage Area	948 sqft
Porch	Open Porch
Porch Area	40 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	146 BLUFFVIEW DR
City	WINONA
State	MN
Zip	55987-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-107 RANGE-007 BLUFFVIEW SUBD PHASE 2 LOT-003 BLOCK-002
Legal Range	007
Legal Township	107
Legal Section	34
Legal Subdivision	BLUFFVIEW SUBD PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	3
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3018
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 BLUFFVIEW DR, WINONA, MN 55987-5028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 9, 2019	Deed of Trust, Mortgage · ARM MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	146 BLUFFVIEW DR, WINONA, MN 55987-5028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	630474
Date	Jan 6, 2021
Instrument	630474

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	146 BLUFFVIEW DR, WINONA, MN 55987-5028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	620440
Date	Oct 29, 2019
Instrument	620440

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	146 BLUFFVIEW DR, WINONA, MN 55987-5028
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	614730
Date	Jan 9, 2019
Instrument	614730

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.31%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.31%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,804.00 (+24.84%) Homeowner's exemption	$443,100 (+7.68%) Land $59,400 Building $383,700	$443,100 (+7.68%) Land $59,400 Building $383,700
2025		$411,500 (+7.98%) Land $59,400 Building $352,100	$411,500 (+7.98%) Land $59,400 Building $352,100
2023	$3,848.00 Homeowner's exemption	$381,100 Land $56,000 Building $325,100	$381,100 Land $56,000 Building $325,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1991–2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable	1,000 / 30

May also be available: T-Mobile.

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