Frederick County property record for 146 Blackford Dr, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 2,182 sqft · built 2017 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $579,900 (Aug 2026) |
| Tax Bill | $2,727 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E5-1-23 |
| Primary APN | 44E5-1-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 4,185 sqft |
| 1st Floor Area | 1,370 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Terrain | Rolling |
| Garage Area | 390 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 13 sqft |
| Patio Area | 13 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048707 |
|---|---|
| Street Address | 146 BLACKFORD DR |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SNOWDEN BRIDGE L23 S5A |
| Legal Subdivision | 5 |
| Legal Lot Number | 23 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 50100 |
Source: Frederick County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 25, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Mar 17, 2023 · Amount on Record |
| Deed Document Number | 20268455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 11, 2026 |
| Property Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Document Number | 0000008455 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20268455 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,569.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Document Number | 0000008456, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 20268456 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 17, 2023 |
| Property Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Document Number | 0000002114 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 230002114 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Document Number | 0000002115 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 230002115 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000011266 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 190011266 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 25, 2019 |
| Property Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Document Number | 0000001549 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 190001549 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | CHAMPION TITLE & STLMNTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 BLACKFORD DR, STEPHENSON, VA 22656-1956 |
| Document Number | 0000001550 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 190001550 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,727.00 (+10.4%) | $514,600 Land $93,000 Building $421,600 | $514,600 Land $93,000 Building $421,600 |
| 2025 | $2,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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