East Lyme Town property record for 146 Black Point Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,144 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $630,000 (2025) |
| Tax Bill | $5,890.00 (2025) |
| Primary APN | ELYM M:008.1 B:00162 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 3,134 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Basement Area | 1,358 sqft Basement |
| Finished Basement | 1,070 sqft Finished |
| Unfinished Basement | 288 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,761 sqft (0.27 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4984 |
|---|---|
| Street Address | 146 BLACK POINT RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2935 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 162 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.1 B:00162 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 BLACK POINT RD, NIANTIC, CT 06357-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 09, 2025 | Warranty Deed, Subdivision Related Transfer |
| Mar 18, 2025 | Warranty Deed, Transfer · Commercial Mortgage INSULA CAPITAL CORPORTAGION |
| Aug 04, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage EASTERN CT SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2025 · Amount on Record |
| Deed Sale | Dec 09, 2025 · Amount on Record |
| Prior Sale | Mar 18, 2025 · Amount on Record |
| Deed Doc Number | 20252782 |
| Deed Book / Page | 1128 / 813 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Dec 09, 2025 |
| Property Address | 146 BLACK POINT RD, NIANTIC, CT 06357-2935 |
| Document Number | 001128-813 |
| Book / Page | 1128 / 813 |
| Instrument Date | Dec 08, 2025 |
| Instrument | 2782 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 146 BLACK POINT RD, NIANTIC, CT 06357-2935 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Mar 18, 2025 |
| Property Address | 146 BLACK POINT RD, NIANTIC, CT 06357-2935 |
| Document Number | 001120-170 |
| Book / Page | 1120 / 170 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 532 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 BLACK POINT RD, NIANTIC, CT 06357-2935 |
| Document Number | 0000000533 |
|---|---|
| Date | Mar 18, 2025 |
| Instrument | 533 |
| Name | INSULA CAPITAL CORPORTAGION |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Aug 04, 2022 |
| Property Address | 146 BLACK POINT RD, NIANTIC, CT 06357-2935 |
| Document Number | 001085-206 |
| Book / Page | 1085 / 206 |
| Instrument Date | Aug 04, 2022 |
| Instrument | 2270 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 929 PEQUOT AVE, NEW LONDON, CT 06320-2928 |
| Document Number | 0000002271 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 2271 |
| Name | EASTERN CT SAVINGS BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Sep 01, 2029 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,890.00 | $210,280 (+10.24%) Land $88,620 Building $121,660 | $147,196 Land $62,034 Building $85,162 |
| 2024 | $5,890.00 (+24.1%) | ||
| 2023 | $4,746.00 (+4.38%) | $190,750 (-) Land $88,620 Building $102,130 | |
| 2022 | $4,547.00 | $190,750 Land $88,620 Building $102,130 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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