146 Beech St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 146 Beech St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,062 sqft · built 1885
Lot Size	0.073 acres (3,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,000 (Jul 2026)
Tax Bill	$4,656 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0062 B:0003 L:10`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0062 B:0003 L:10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,062 sqft Living Area
Gross Area	4,408 sqft
Basement Area	1,031 sqft
Unfinished Basement	1,031 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	3,189 sqft (0.073 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	146 BEECH ST
City	HOLYOKE
State	MA
Zip	01040-4110
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DR
Legal Block	3
Legal Lot Number	10
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2005
Census Tract	811800

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 STEVEN DR, HOLYOKE, MA 01040-1215
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKLAND TRUST COMPANY
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jul 3, 2007 · Amount on Record
Deed Document Number	202636286
Deed Book / Page	26444 / 198
Transfer Doc	16601-438
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 31, 2026
Property Address	146 BEECH ST, HOLYOKE, MA 01040-4110
Document Number	0000036286
Book / Page	26444 / 198
Instrument Date	Jul 28, 2026
Instrument	202636286
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 STEVEN DR, HOLYOKE, MA 01040-1215

Mortgage

Date	Jul 31, 2026

Lender

Name	ROCKLAND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	146 BEECH ST, HOLYOKE, MA 01040-4110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22284-471
Date	Jul 27, 2018
Book Page	22284/471
Instrument	43633

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,656.00 (+6.84%)	$267,100 (+7.01%) Land $34,500 Building $232,600	$284,523
2025	$4,358.00 (+9.5%)	$249,600 (+18.86%) Land $32,200 Building $217,400
2024	$3,980.00 (+8.8%)	$210,000 (+7.69%) Land $30,600 Building $179,400
2023	$3,658.00	$195,000 Land $30,600 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, HGE.NET, T-Mobile, Verizon.

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