146 Apache St, Tavernier, FL 33070 Property Records

Monroe County property record for 146 Apache St, Tavernier, FL 33070 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	1,428 sqft Living Area
Lot Size	6,600 sqft (0.151 acres)
Occupancy	Owner Occupied
Last Sale	$132,900 (1995)
Tax Bill	$2,148.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00419970-000000`
Alternative APNs	`05633800419970000000` `1517992`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,428 sqft Living Area
1st Floor	1,428 sqft 1st Floor
Stories	1 Stories
Interior Structure	Masonry Interior Structure

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Pile Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	6,600 sqft (0.151 acres)
Depth X Width	110 ft x 60 ft Depth x Width
Fence	Fence
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1517992
Old Parcel Number	05633800419970000000
Street Address	146 APACHE ST
City	TAVERNIER
State	FL
Zip	33070-2102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 3 LT 5 INDIAN HARBOR PB3-178 PLANTATION KEY OR451-450/451 OR826-1090 OR1363-475
Legal Range	38E
Legal Township	63S
Legal Section	05
Legal Subdivision	INDIAN HARBOR
Legal Block	3
Legal Lot Number	5
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3041
Census Tract	970800

Owner

Source: Monroe County records · APN 00419970-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 APACHE ST, TAVERNIER, FL 33070-2102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 1995 · Amount on Record
Deed Sale	Jul 25, 1995 · Amount on Record
Deed Doc Number	0136300475
Deed Book / Page	01363 / 00475
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	146 APACHE ST, TAVERNIER, FL 33070-2102
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 APACHE ST, TAVERNIER, FL 33070-2102

Mortgage

Document Number	0030712216
Date	Jan 28, 2021
Book Page	3071/2216
Instrument	2301465

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,409 (+5.99%)	$638,322 (+9.04%) Land $419,100 Building $219,222
2024	$2,148.00 (+1.42%)
2023	$2,118.00 (+1.73%) Senior Citizen's exemption	$191,920 (+3%)	$585,410 (+25.35%) Land $379,500 Building $205,910
2022	$2,082.00 Senior Citizen's exemption	$186,331	$467,028 Land $255,750 Building $211,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.