146 8th St, Winter Haven, FL 33880 Property Records

Polk County property record for 146 8th St, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2023
Lot Size	0.133 acres (5,807 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2023)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`26-29-05-668500-000808`

Property Details

APN / Parcel Number

Primary APN	`26-29-05-668500-000808`
Alternative APNs	`052926668500000808` `52926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,807 sqft (0.133 acres)
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch

Location & Zoning

Street Address	146 8TH ST
City	WINTER HAVEN
State	FL
Zip	33880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF LOT 30 OF WAHNETA FARMS PB 17 PG 15 LOT 8 DESC AS BEG NE COR RUN SWLY ALONG SE BNDRY 368.14 FT TO POB RUN NWLY 137.5 FT SWLY 49.40 FT SELY 137.5 FT NELY 49.40 FT TO POB LESS RD R/W FOR 8TH ST
Legal Subdivision	WAHNETA FARMS RESUBDIVISION OF LOT 30
Legal Tract	668500
Legal Block	1
Legal Lot Number	30,8
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1021
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1556 AXEL CIR, WINTER HAVEN, FL 33880-2350
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage HEMET MORTGAGE
Oct 12, 2023	Warranty Deed, Subdivision Related Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
May 23, 2022	Intrafamily Transfer, Transfer
Apr 23, 2021	Intrafamily Transfer, Transfer
Mar 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	2023241651
Deed Book / Page	12871 / 1602
Prior Transfer Date	May 23, 2022
Prior Transfer Doc	0000140868
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 3, 2026
Property Address	146 8TH ST, WINTER HAVEN, FL 33880
Document Number	0000132383
Book / Page	14023 / 926
Instrument Date	Jun 1, 2026
Instrument	2026132383
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 AXEL CIR, WINTER HAVEN, FL 33880-2350
Investor	Possibly a Property Investor

Mortgage

Document Number	0000132383,
Date	Jun 3, 2026
Book Page	14023/926
Instrument	2026132383

Lender

Name	HEMET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 12, 2023
Property Address	146 8TH ELOISE ST, WINTER HAVEN, FL 33880-5523
Document Number	0000241651
Book / Page	12871 / 1602
Map Reference	MB 17 PG 15
Instrument Date	Oct 5, 2023
Instrument	2023241651
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1971 13TH ST NW, WINTER HAVEN, FL 33881-1317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 AXEL CIR, WINTER HAVEN, FL 33880-2350

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	May 23, 2022
Property Address	146 8TH ELOISE ST, WINTER HAVEN, FL 33880-5523
Document Number	0000140868
Book / Page	12265 / 778
Map Reference	MB 17 PG 15
Instrument Date	May 23, 2022
Instrument	2022140868
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 MADERA DR, WINTER HAVEN, FL 33880-5679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MADERA DR, WINTER HAVEN, FL 33880-5679

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Apr 23, 2021
Property Address	146 8TH ELOISE ST, WINTER HAVEN, FL 33880-5523
Document Number	0000104655
Book / Page	11683 / 954
Map Reference	MB 17 PG 15
Instrument Date	Apr 21, 2021
Instrument	2021104655
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 HURST RD, WINTER HAVEN, FL 33880-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MADERA DR, WINTER HAVEN, FL 33880-5679

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Mar 5, 2021
Property Address	146 8TH ELOISE ST, WINTER HAVEN, FL 33880-5523
Document Number	0000056587
Book / Page	11608 / 2080
Map Reference	MB 17 PG 15
Instrument Date	Mar 4, 2021
Instrument	2021056587
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MADERA DR, WINTER HAVEN, FL 33880-5679

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,434 (+4.16%) Land $30,000 Building $113,434	$143,434 (+4.16%) Land $30,000 Building $113,434
2025	$1,780.00 (-27.7%)	$137,704 (+588.52%) Land $22,000 Building $115,704	$137,704 (+588.52%) Land $22,000 Building $115,704
2024	$2,462.00 (+234.51%)
2023	$736.00 (+808.64%)	$20,000 (+227.87%) Land $20,000	$20,000 (+227.87%) Land $20,000
2022	$81.00	$6,100 Land $6,100	$6,100 Land $6,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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