Kandiyohi County property record for 146 3rd Ave, Spicer, MN 56288
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1917 |
| Lot Size | 0.321 acres (13,999 sqft) |
| Owner | Company Name on Record |
| Last Sale | $190,000 (Mar 2022) |
| Tax Bill | $3,592 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-600-0730 |
| Primary APN | 85-600-0730 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 13,999 sqft (0.321 acres) |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Street Address | 146 3RD AVE |
|---|---|
| City | SPICER |
| State | MN |
| Zip | 56288-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPICER'S FIRST ADDITION LOTS 18, 19, 20 & 21 |
| Legal Range | 034 |
| Legal Township | 120 |
| Legal Section | 04 |
| Legal Subdivision | SPICERS FIRST ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 18-21 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | SPICER |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 780400 |
Source: Kandiyohi County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 159 LAKE AVE S, SPICER, MN 56288-8629 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CONCORDE BANK |
| Mar 15, 2022 | Warranty Deed, Transfer |
| Dec 26, 2017 | Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on Record |
| Deed Sale | Mar 10, 2022 · Amount on Record |
| Prior Sale | Dec 26, 2017 · Amount on Record |
| Deed Document Number | 20221388067 |
| Prior Transfer Date | May 1, 2009 |
| Prior Transfer Doc | 0000571863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 146 3RD AVE, SPICER, MN 56288-9671 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000643287 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 643287 |
| Name | CONCORDE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 1, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Mar 15, 2022 |
| Property Address | 146 3RD AVE, SPICER, MN 56288-9671 |
| Document Number | 0000685939 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 685939 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $627.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 338, SPICER, MN 56288-0338 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Dec 26, 2017 |
| Property Address | 146 3RD AVE, SPICER, MN 56288-9671 |
| Document Number | 0000647786 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 647786 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 3RD AVE, SPICER, MN 56288-9671 |
| Document Number | 0000647787 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 647787 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Spicer City |
| Unified School District | New London-Spicer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,592.00 (+24.55%) | $212,300 (+0.38%) Land $28,000 Building $184,300 | $212,300 (+0.38%) Land $28,000 Building $184,300 |
| 2025 | $211,500 (+6.93%) Land $28,000 Building $183,500 | $211,500 (+6.93%) Land $28,000 Building $183,500 | |
| 2023 | $2,884.00 Homeowner's exemption | $197,800 Land $28,000 Building $169,800 | $197,800 Land $28,000 Building $169,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spicer serves 1,225 people · EPA ID MN1340010 |
|---|---|
| Water Source | Purchased groundwater from Glacial Lakes Sanitary Sewer/Water Dist |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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